Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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An Industry Perspective on the Future of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
The net impact of compulsory superannuation will increase dramatically over the next few years. ... But it is also likely that interest will grow in private sector debt instruments.
https://www.rba.gov.au/publications/confs/1996/cole.html
Measuring Productivity in the Australian Banking Sector | Conference – 1995
10 Jul 1995
Conferences
It is here calculated as the ratio of banks' net interest income to average assets (Figure 6). ... In this way, the net interest income to average assets ratio, like its complementary costs measure, provides some contradictory evidence.
https://www.rba.gov.au/publications/confs/1995/oster-antioch.html
Optimal Private Responses to Demographic Trends: Savings, Bequests and International Mobility | Conference – 2006
23 Jul 2006
Conferences
At the margin, higher retirement and medical spending are financed by reductions in bequests. ... Lack of interest in private annuities and reverse mortgages also fits the dynastic model.
https://www.rba.gov.au/publications/confs/2006/bohn.html
Regulating the New Financial Markets | Conference – 1996
9 Jul 1996
Conferences
adequacy requirements) and/or an official safety net (lender of last resort and deposit insurance). ... several emerging markets – had established exchanges which at a minimum traded contracts on money market interest rates, bonds and equity indices.
https://www.rba.gov.au/publications/confs/1996/dale.html
The Evolution of Risk and Risk Management – A Prudential Regulator's Perspective | Conference – 2007
20 Aug 2007
Conferences
However, banks carry only small net exposures to market risk from trading activities. ... In view of the significance of this risk, continuing margin pressures and the ease with which the risk can be hedged or traded, interest rate risk on the banking
https://www.rba.gov.au/publications/confs/2007/laker.html
Regulatory Policy Issues in Australia | Conference – 1996
9 Jul 1996
Conferences
It needs to take a keen interest in the robustness of systems for clearing and settling securities transactions. ... wide profit margins, and by apparently greater willingness of consumers to shop around.
https://www.rba.gov.au/publications/confs/1996/thompson.html
OECD Country Experiences with Disinflation | Conference – 1992
10 Jul 1992
Conferences
the period required for the policies to produce a net gain) is longer than the electoral cycle;. ... Pbal = general government net lending less interest payments, as a percentage of GNP.
https://www.rba.gov.au/publications/confs/1992/schelde-andersen.html
The Role of Institutional Investors in the Evolution of Financial Structure and Behaviour | Conference – 1996
9 Jul 1996
Conferences
Interest margins narrowed: banks' income streams have tended to shift towards fee income, while major increases in bad debts are apparent (Table 4). ... 20. France. 15. 16. 26. Italy. 27. 29. 24. (c) Interest margins/assets (per cent).
https://www.rba.gov.au/publications/confs/1996/davis.html
Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991
21 Jun 1991
Conferences
interest margins would remain high and oligopoly profits would be maximised. ... In other words, banks' interest margins have narrowed since deregulation and this is both a cause and an effect of the elimination of internal cross-subsidies.
https://www.rba.gov.au/publications/confs/1991/harper.html
Housing in Australia in the 2000s: On the Agenda Too Late? | Conference – 2011
24 Jul 2000
Conferences
interest rate and wealth effects (see, for example, Otto (2007) and Fry, Martin and Voukelatos (2010)). ... Ellis (2006) describes how financial deregulation promoted greater competition and product innovation and, through reduced interest margins and
https://www.rba.gov.au/publications/confs/2011/yates.html