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RBA Glossary definition for Net interest margin

Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.

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Is Monetary Policy Less Effective When Interest Rates Are Persistently Low? | Conference – 2017

16 Mar 2017 Conferences
Claudio Borio and Boris Hofmann
Genay and Podjasek (2014) also find that persistently low interest rates depress US banks' net interest margins. ... Importantly, it also holds when financial crises are controlled for. And it operates through the effect of lower rates on net interest
https://www.rba.gov.au/publications/confs/2017/borio-hofmann.html

Competition: Profitability and Margins | Conference – 1991

21 Jun 1991 Conferences
Les Phelps
The net interest margin suffered badly in 1989 due to non-receipt of LDC interest. ... The use of ratios of operating costs and net interest income to average assets as measures of efficiency and margins is useful for comparing one six months with another
https://www.rba.gov.au/publications/confs/1991/phelps.html

Box A: Recent Developments in Net Interest Income in the Chinese Banking System

10 Sep 2013 FSR – September 2013
Financial Stability Review – September 2013 Box A: Recent Developments in Net Interest Income in the Chinese Banking System. ... The net interest margin (NIM) provides an indication of the effects of interest rates on banks' profitability.
https://www.rba.gov.au/publications/fsr/2013/sep/box-a.html

Box B: Have Business Profits Contributed to Inflation?

5 May 2023 SMP – May 2023
Box B: Have Business Profits Contributed to Inflation? | Statement on Monetary Policy – May 2023
https://www.rba.gov.au/publications/smp/2023/may/box-b-have-business-profits-contributed-to-inflation.html

Box A: Recent Developments in Net Interest Income in the Chinese Banking System

25 Sep 2013 FSR September 2013 PDF 794KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/box-a.pdf

Resilience of the Australian Financial System

6 Oct 2023 FSR – October 2023
Resilience of the Australian Financial System | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/australian-financial-system.html

The Australian Financial System

6 Apr 2023 FSR – April 2023
The Australian Financial System | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/australian-financial-system.html

Financial Conditions

6 Feb 2024 SMP – February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html

The Global and Macro-financial Environment

6 Oct 2023 FSR – October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html

List of tables

10 Mar 2006 FSR – March 2006
Share of all. household. net worth. Lowest. 44.3. (b). 2.4. 12.5. ... 2004. $b. 2005. $b. Growth. Per cent. Income. Net interest income.
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html