Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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The Australian Financial System
7 Oct 2022
FSR
– October 2022
However, net interest margins (NIMs) have trended lower for more than a decade, partly in response to the trend decline in, and low levels of, interest rates. ... Higher interest rates could also result in lower collateral values of assets that secure
https://www.rba.gov.au/publications/fsr/2022/oct/australian-financial-system.html
Resilience of Australian Households and Businesses
22 Mar 2024
FSR
– March 2024
Resilience of Australian Households and Businesses | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-australian-households-and-businesses.html
1. The Global and Macro-financial Environment
9 Oct 2023
FSR
- October 2023
PDF
917KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/01-global-financial-environment.pdf
Banking Concentration, Financial Stability and Public Policy | Conference – 2007
20 Aug 2007
Conferences
At the same time, however, bank interest margins have been declining (Battellino 2006) and fees charged to retail customers (while increasing in aggregate value due to increased use of banking services) ... Market power may also enable banks to charge
https://www.rba.gov.au/publications/confs/2007/davis.html
Finance and Welfare States in Globalising Markets | Conference – 2007
20 Aug 2007
Conferences
lending-borrowing interest margins and indicators of borrowing limits on housing purchases – that is, maximum loan-to-valuation (LTV) ratios). ... When the interaction between openness and interest margins is included among the regressors in column (4),
https://www.rba.gov.au/publications/confs/2007/bertola.html
The Australian Financial System
25 Apr 2023
FSR
- April 2023
PDF
1051KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/02-australian-financial-system.pdf
General Discussion of The Consequences of Low Interest Rates for the Australian Banking Sector
29 Dec 2022
Conferences
PDF
267KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil-general-discussion.pdf
Is Monetary Policy Less Effective When Interest Rates Are Persistently Low?
10 Feb 2020
Conferences
PDF
1690KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-borio-hofmann.pdf
The Global and Macro-financial Environment
22 Mar 2024
FSR
– March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html
Financial Stability Review
25 Apr 2023
FSR
- April 2023
PDF
4493KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/financial-stability-review-2023-04.pdf