Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
General Discussion on Financial Markets, Institutions and Liquidity | Conference – 2013
19 Aug 2013
Conferences
One participant asked whether empirical evidence suggested that macroprudential policy tools such as LVRs were effective. ... Evidence from Italy was cited to suggest that while LVR restrictions could dampen house prices in the short run, this effect was
https://www.rba.gov.au/publications/confs/2013/allen-carletti-disc.html
New Financial Stability Governance and Central Banks | Conference – 2017
16 Mar 2017
Conferences
authority if they were to want to use LVRs as a macroprudential tool (Table 2). ... economies where the MoF (or the government) sets LVRs there exists an FSC in all but one.
https://www.rba.gov.au/publications/confs/2017/edge-liang.html
Financial Stability in a Low Interest Rate Environment: An Australian Case Study | Conference – 2017
16 Mar 2017
Conferences
solely, or even initially, in terms of high loan-to-valuation ratio (LVR) lending, as had been the case in some other countries. ... Calls by some observers during this period for APRA to put quantitative constraints on high LVR lending therefore struck
https://www.rba.gov.au/publications/confs/2017/ellis-littrell.html
Box D: Enhancing the Transparency of Interest Rates
6 Feb 2020
SMP
– February 2020
Mortgage rates vary across interest-only and principal-and-interest repayments, variable- and fixed-rate loans, loan sizes and loan-to-valuation ratios (LVRs). ... By contrast, there is much less differentiation in the average interest rates paid by
https://www.rba.gov.au/publications/smp/2020/feb/box-d-enhancing-the-transparency-of-interest-rates.html
Table 1 in The Sub-prime Crisis: Causal Distortions and Regulatory Reform | Conference – 2008
14 Jul 2008
Conferences
Underlying weaknesses. Solutions. Poor underwriting standards (high LVRs, verification income, etc) Due to risk transfer/weak oversight/the house price boom and low rates.
https://www.rba.gov.au/publications/confs/2008/blundell-wignall-atkinson-table-1.html
Discussion on The Unfolding Turmoil of 2007–2008: Lessons and Responses | Conference – 2008
20 Aug 2007
Conferences
There was a brief discussion about procyclical prudential regulation. Some participants agreed with Grant Spencer's comments, suggesting that it was unlikely that loan-to-valuation ratios (LVRs), or procyclical liquidity ... In response, Eli Remolona
https://www.rba.gov.au/publications/confs/2008/cohen-remolona-disc.html
Domestic Financial Conditions
7 Aug 2020
SMP
– August 2020
Some banks have adjusted interest rates to make new loans with high loan-to-valuation ratios (LVRs) less attractive than new loans with low LVRs or lowered the maximum LVRs on
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html
International and Foreign Exchange Markets
10 Nov 2011
SMP
– November 2011
Mortgage modifications under the original program (895,000) were well short of initial expectations, in part because loan-to-valuation ratios (LVRs) could not be more than 125 per cent to ... qualify. Maximum LVRs will now not apply for fixed-rate loans
https://www.rba.gov.au/publications/smp/2011/nov/intl-fx-mkts.html
Financial Conditions
7 May 2024
SMP
– May 2024
Financial Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/financial-conditions.html
Box A: The Recent Decline in Chinese Equity Prices
13 Aug 2015
SMP
– August 2015
This is well above the average LVR of 36 per cent across all investors prior to the sell-off. ... At these LVRs, investors who bought shares at close to the peak using non-broker margin financing would have little to no equity left.
https://www.rba.gov.au/publications/smp/2015/aug/box-a-the-recent-decline-in-chinese-equity-prices.html