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RBA Glossary definition for CUBS
CUBS – Credit Unions and Building Societies
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Banking Concentration, Financial Stability and Public Policy | Conference – 2007
20 Aug 2007
Conferences
sector of small credit unions and building societies (CUBs), mortgage originators and securitisers, and credit card providers. ... There are a number of possible explanations for the substantial gap between the rates of return of banks and CUBs.
https://www.rba.gov.au/publications/confs/2007/davis.html