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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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The Introduction of Direct Charging for ATMs

14 Apr 2009 Bulletin PDF 117KB
Reserve Bank of Australia Bulletin April 2009
https://www.rba.gov.au/publications/bulletin/2009/apr/pdf/bu-0409-1.pdf

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
The study then applied this general framework to the ATM, credit card and debit card systems in Australia. ... 4. Transaction fees ($). ATM. 0.50. 0.50. 0.60. 0.60. 0.65. Branch.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Consultations

4 Apr 2024 Consultations
Index of Consultations
https://www.rba.gov.au/publications/consultations/

The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions

8 May 2024 Submissions
For a number of years now, the Reserve Bank has encouraged industry-based reform of the ATM system. ... or business restrictions limiting the ability of ATM owners to impose a direct charge.
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html

The Growing Demand for Cash

15 Sep 2017 Bulletin – September 2017
Gordon Flannigan and Andrew Staib
While survey data indicate that the share of Australian consumers' payments made with cash continues to fall, the number (and value) of banknotes in circulation continues to grow at around its trend pace of 6 per cent per year. This article
https://www.rba.gov.au/publications/bulletin/2017/sep/8.html

Regulatory Developments in Retail Payments

8 Sep 2011 PSB Annual Report – 2011
The taskforce was asked to consider the impact of the reforms on the transparency and level of ATM fees, consumer behaviour, competition in the ATM market and the deployment of ATMs. ... RBA (2009), An Access Regime for the ATM System, February,
https://www.rba.gov.au/publications/annual-reports/psb/2011/regulatory-dev.html

Banknotes

21 Oct 2021 RBA Annual Report – 2021
The Bank also monitors how accessible cash is for the community as measured by distance to an ATM or bank branch. ... Banks have rationalised their ATM and bank branch networks and have sold some of their ATMs to third parties.
https://www.rba.gov.au/publications/annual-reports/rba/2021/banknotes.html

Other Regulatory Responsibilities

11 Sep 2008 PSB Annual Report – 2008
With these fees abolished, ATM owners will be free to charge customers who use their ATMs but must disclose the fee, increasing the overall transparency of pricing. ... an institution accessing another institution's ATMs in this way only has one such
https://www.rba.gov.au/publications/annual-reports/psb/2008/reg-response.html

2016

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2016/

Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
The use of ATMs has been declining since 2008, with the COVID-19 pandemic resulting in a further downward shift in ATM use in the past few years (Graph 3). ... The declining use of ATMs appears to have prompted many banks and other deployers to
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html