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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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Developments in the Business of Banking | Conference – 1996

9 Jul 1996 Conferences
Robert Joss
In the case of banking services, increased cheque writing, branch visits and ATM usage adds to a bank's costs but not necessarily to its revenues because revenues are mostly dependent ... It was banks that introduced EFTPOS, increasingly sophisticated
https://www.rba.gov.au/publications/confs/1996/joss.html

Discussion on Banking in the 21st Century: The Transformation of an Industry | Conference – 1996

9 Jul 1996 Conferences
Customers battled on with branches open 34 hours a week, housing loans a prized scalp, no interest paid on cheque accounts, no telephone enquiry centres, no ATMs, no EFTPOS terminals, no
https://www.rba.gov.au/publications/confs/1996/mohl-disc.html

Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991

21 Jun 1991 Conferences
Ian Harper
Home banking. 1986. Housing bonds. Equity mortgage loans. 1985. EFTPOS. MasterCard ATM linkage. ... ATM network links. Packaged statement account. Specialised agri-business and rural budgeting centres.
https://www.rba.gov.au/publications/confs/1991/harper.html

A Banker's Perspective on the Future of the Financial System | Conference – 1996

9 Jul 1996 Conferences
William Ferguson
The trend is accelerating. Whole new delivery systems are emerging based on ATMs, telephone banking, PC-based banking, and now the Internet. ... The retail world is now one of ATMs, CATs, EFTPOS, credit, debit and charge cards issued by banks or non-banks
https://www.rba.gov.au/publications/confs/1996/ferguson-w.html

The Evolving Structure of the Australian Financial System | Conference – 1996

9 Jul 1996 Conferences
Malcolm Edey and Brian Gray
There has been considerable expansion of the ATM network and the number of EFTPOS terminals in recent years (Figure 10), and these and other card-based payment systems now account for
https://www.rba.gov.au/publications/confs/1996/edey-gray.html

Introduction | Conference – 1996

9 Jul 1996 Conferences
Malcolm Edey
products and delivery systems: financial derivatives, ATMs, EFTPOS, securitised mortgages, telephone banking, to name just a few.
https://www.rba.gov.au/publications/confs/1996/intro-96.html

Measuring Productivity in the Australian Banking Sector | Conference – 1995

10 Jul 1995 Conferences
Alan Oster and Lawrence Antioch
This has been manifested in ATMs and credit cards, and more recently, the widespread installation of EFTPOS and the introduction of debit and smart cards.
https://www.rba.gov.au/publications/confs/1995/oster-antioch.html

Banking in the 21st Century: The Transformation of an Industry | Conference – 1996

9 Jul 1996 Conferences
David T. Llewellyn
RBA Annual Conference – 1996 Banking in the 21st Century: The Transformation of an Industry David T. Llewellyn. 1. Introduction. A central theme of this paper is that, over the next decade and beyond, the banking industry (and financial systems in
https://www.rba.gov.au/publications/confs/1996/llewellyn.html

Discussion on Papers by Peter Demura; John Pierce, Danny Price and Deirdre Rose; and Nixon Apple, Grant Belchamber and Cath Bowtell |…

10 Jul 1995 Conferences
the labour-productivity benefits to be gained from the higher capital intensity of computerisation and ATMs.
https://www.rba.gov.au/publications/confs/1995/ergas-hughes-disc.html

The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011

24 Jul 2000 Conferences
Kevin Davis
Much later in the decade (2009), the RBA implemented reforms to the methods of charging for ATM transactions (Filipovski and Flood 2010), involving direct charging of customers using ‘foreign’ ATMs, replacing
https://www.rba.gov.au/publications/confs/2011/davis.html