Search: ADI
RBA Glossary definition for ADI
ADI – Authorised deposit-taking institution. ADIs (banks, building societies and credit unions) are supervised by the Australian Prudential Regulation Authority (APRA).
Search Results
The Australian Financial System
20 Oct 2018
FSR
– October 2018
Tighter prudential regulation of ADIs over recent years has contributed to some lending activities migrating to less regulated non-ADI lenders. ... In addition, when banks provide senior debt alongside non-ADI lending, there is a degree of regulatory
https://www.rba.gov.au/publications/fsr/2018/oct/aus-fin-sys.html
The Australian Financial System
4 Oct 2019
FSR
– October 2019
APRA now also has ‘reserve’ powers that allow it to impose rules on non-ADI lenders if a material risk to financial stability is identified. ... Instead, the recent expansion of non-ADI lending has been a helpful support to avoid an excessive
https://www.rba.gov.au/publications/fsr/2019/oct/australian-financial-system.html
The Australian Financial System
12 Apr 2019
FSR
– April 2019
assets). Data on non-ADI lending activity are currently limited, which makes it difficult to properly assess these risks. ... Legislation passed in March 2018 that provides APRA with greater data collection powers should help improve coverage of non-ADI
https://www.rba.gov.au/publications/fsr/2019/apr/australian-financial-system.html
FSR 2008 List of Tables
10 Mar 2008
FSR
– March 2008
77.9. 76.6. 1.3. Australian ADI securities. 234.8. 150.9. 83.9. Loans and advances.
https://www.rba.gov.au/publications/fsr/2008/mar/tables.html
FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
The data are reported on either a Licensed ADI or domestic books basis. ... Licensed ADI data include overseas branches; domestic books data essentially covers the banks' assets and liabilities in Australia.
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
Developments in the Financial System Infrastructure
10 Mar 2008
FSR
– March 2008
ensures that the ADI has sufficient liquidity to meet its obligations as they fall due. ... The purpose of the first scenario is to assess the ADI's ability to meet its obligations under normal operating conditions.
https://www.rba.gov.au/publications/fsr/2008/mar/dev-sys-infra.html
List of tables
10 Sep 2008
FSR
– September 2008
78.2. 1.3. 0.4. Australian ADI securities. 252.8. 83.9. 18.0. Loans and advances.
https://www.rba.gov.au/publications/fsr/2008/sep/tables.html
Box E: The 2018 Financial Sector Assessment Program (FSAP) Review of Australia
12 Apr 2019
FSR
– April 2019
The IMF noted that the market share of non-ADI lenders was increasing. ... action. APRA's powers to collect data from non-ADI lenders have been strengthened in recent years, with steps currently underway for APRA to begin collecting these data soon from
https://www.rba.gov.au/publications/fsr/2019/apr/box-e.html
Box B: Responses to Risks in the Housing and Mortgage Markets
10 Mar 2015
FSR
– March 2015
APRA supervisors will be alert to growth in an individual ADI's investor housing loan portfolio that is materially above a benchmark of 10 per cent per year. ... Pillar 2 adjustments can vary for an individual ADI through time and have been used by APRA
https://www.rba.gov.au/publications/fsr/2015/mar/box-b.html
Box A: Government Guarantees on Deposits and Wholesale Funding
10 Mar 2009
FSR
– March 2009
To do so, the ADI must apply to the Scheme Administrator (that is, the Reserve Bank of Australia as agent for the Government). ... While the same fee applies regardless of the term of the security, fees vary with the credit rating of the ADI (Table A1).
https://www.rba.gov.au/publications/fsr/2009/mar/box-a.html