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RBA Glossary definition for direct debit

direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).

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ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia

28 Jan 2015 RDP PDF 739KB
issuer) that primarily reflects costs of ATM withdrawals made using a debit card. ... 10 This strategy has become known as the depositor-stealing motive for direct fees.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf

Internationalisation and the Macroeconomy | Conference – 1994

11 Jul 1994 Conferences
David Gruen and Geoffrey Shuetrim
The second effect is a direct price effect. The real exchange rate appreciation makes imports cheaper. ... Clearly, the demand effect acts to increase domestic inflation while the direct price effect acts to reduce it.
https://www.rba.gov.au/publications/confs/1994/gruen-shuetrim.html

Monetary Transmission in a Deregulated Financial System

19 Nov 2012 RDP PDF 825KB
plastic cards (either debit or credit). The model conclusions do not depend on this. ... In a deregulated world such. aggregates would not be under the direct control of the central bank.
https://www.rba.gov.au/publications/rdp/1988/pdf/rdp8811.pdf

Valuing Safety and Privacy in Retail Central Bank Digital Currency

11 Apr 2024 RDP 2024-02
Zan Fairweather, Denzil Fiebig, Adam Gorajek, Rochelle Guttmann, June Ma and Jack Mulqueeney
Although we caution about studying privacy attitudes with direct survey questions, there is one such question in the Consumer Payments Survey that we do show results for here to demonstrate the ... Some proposed CBDC designs do involve a more direct
https://www.rba.gov.au/publications/rdp/2024/2024-02/full.html
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Competition Between Payment Systems

15 Apr 2009 RDP PDF 243KB
Some consumers, for instance, may be particularly averse to taking on debt,and so appreciate the budgeting discipline provided by a debit card. ... Others, bycontrast, may value the flexibility afforded by a credit card relative to a debit cardin
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf

Internationalisation and the Macroeconomy

12 Feb 2007 Conferences PDF 239KB
RBA Conference Volume 1994
https://www.rba.gov.au/publications/confs/1994/pdf/gruen-shuetrim.pdf

A Factor Model Analysis of the Effects of Inflation Targeting on the Australian Economy

10 Feb 2020 Conferences PDF 1902KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018-hartigan-morley.pdf

Financial Markets, Institutions and Liquidity

19 Dec 2013 Conferences PDF 290KB
RBA Conference Volume 2013
https://www.rba.gov.au/publications/confs/2013/pdf/allen-carletti.pdf

Australia’s Medium-run Exchange Rate: A Macroeconomic Balance Approach

2 Dec 2009 RDP PDF 217KB
Under the maintained hypothesis that Australia is a price taker, world output has no direct effect on export volumes.9. ... Source: Calculation using income debits (IFS line AUI78AHDA), converted into A$ using e.
https://www.rba.gov.au/publications/rdp/2003/pdf/rdp2003-03.pdf

Conceptual Framework

1 Dec 1988 RDP 8811
Dirk Morris
It is therefore assumed below that all transactions will eventually be carried out using plastic cards (either debit or credit). ... a situation in which the authorities have a direct influence over their liabilities (the textbook definition of money)
https://www.rba.gov.au/publications/rdp/1988/8811/conceptual-framework.html
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