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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Card Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
More recently, in response to the pandemic, banks sent debit cards to Australian account holders who did not have a linked debit card (e.g. ... Debit cards. 4.3. 7.3. Reward cardholder status. Owns a rewards card.
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
More recently, in response to the pandemic, banks sent debit cards to Australian account holders who did not have a linked debit card (e.g. ... Debit cards. 4.3. 7.3. Reward cardholder status. Owns a rewards card.
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html

Appendix A: Survey Methodology

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Other. Note: (a) Online respondents selected the specific card they used (from the list of cards they provided in the pre-diary questionnaire); offline respondents selected from: debit card, MasterCard/Visa ... A.3 Dual network debit card questions.
https://www.rba.gov.au/publications/rdp/2023/2023-08/appendix-a.html

Key Trends in Consumer Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
pandemic. Debit cards were the most frequently used means of payment in 2022, making up half of all consumer payments (Figure 1). ... Merchant acceptance of cash was less important than acceptance of debit cards, but was relatively important for small
https://www.rba.gov.au/publications/rdp/2023/2023-08/key-trends-in-consumer-payments.html

Online and Automatic Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Consumers are increasingly using their debit cards to make online payments, in addition to BPAY and bank transfers which have historically accounted for the largest share of online payments. ... These automatic payments include pre-authorised direct
https://www.rba.gov.au/publications/rdp/2023/2023-08/online-and-automatic-payments.html

Survey Overview

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
The information included:. the payment method – for example, debit card, credit card, cash or bank transfer. ... the payment location – whether in-person or online. the execution of the payment method – for example, by inserting a card into the
https://www.rba.gov.au/publications/rdp/2023/2023-08/survey-overview.html

Other Payment Methods

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Some merchants now offer QR codes that direct consumers to a mobile wallet, typically funded by the consumer's debit or credit card, to complete a payment at the terminal. ... card. In the interest of ensuring comparability with previous survey waves,
https://www.rba.gov.au/publications/rdp/2023/2023-08/other-payment-methods.html

Non-technical summary for ‘The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey’

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Card payments made up the bulk of consumer payments, with debit cards accounting for half of all payments and credit cards another quarter in 2022 (Figure 1 below). ... Summary Figure 2: Contactless Card Payments. Share of number of in-person payments.
https://www.rba.gov.au/publications/rdp/2023/2023-08/non-technical-summary.html