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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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A Model of Competing Payment Systems

17 Apr 2009 RDP 2009-02
George Gardner and Andrew Stone
Some consumers, for instance, may be particularly averse to taking on debt, and so appreciate the budgeting discipline provided by a debit card. ... Others, by contrast, may value the flexibility afforded by a credit card relative to a debit card in
https://www.rba.gov.au/publications/rdp/2009/2009-02/model-competing-payment-systems.html
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The Australian Financial System in the 2000s: Dodging the Bullet

13 Dec 2011 Conferences PDF 1104KB
RBA Conference Volume 2011
https://www.rba.gov.au/publications/confs/2011/pdf/davis.pdf

The ATM Market in Australia

31 Dec 2012 RDP 2012-03
Clare Noone
a) That is, the own-bank processing cost incurred by the cardholder's bank (or more generally the card issuer) that primarily reflects costs of ATM withdrawals made using a debit ... If the costs of credit functions are included, the weighted-average
https://www.rba.gov.au/publications/rdp/2012/2012-03/atm-mkt-australia.html
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Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes

11 Dec 2018 RDP PDF 1641KB
driven by an increasing use of cards (credit and debit) to carry out in-person payments (Figure 2). ... 16. Figure 11: Estimates of Cash Spending. Monthly. Notes: Card payments includes payments made by businesses using debit cards; dashed line indicates
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf

A Banker's Perspective on the Future of the Financial System

7 Dec 2006 Conferences PDF 35KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/ferguson-w.pdf

Competition Between Payment Systems

15 Apr 2009 RDP PDF 243KB
theevent that a merchant accepts the cards of both platforms, and those who wouldinstead prefer to use card j over card i. ... Some consumers, for instance, may be particularly averse to taking on debt,and so appreciate the budgeting discipline provided
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf

A Banker's Perspective on the Future of the Financial System | Conference – 1996

9 Jul 1996 Conferences
William Ferguson
The retail world is now one of ATMs, CATs, EFTPOS, credit, debit and charge cards issued by banks or non-banks, home banking and now the Internet. ... automated payroll credits, debit cards, scriptless securities, and the like.
https://www.rba.gov.au/publications/confs/1996/ferguson-w.html

Non-technical summary for 'Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey'

9 Sep 2020 RDP PDF 612KB
RDP 2020-06 non-technical summary
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-non-technical-summary.pdf

Developments in the Business of Banking | Conference – 1996

9 Jul 1996 Conferences
Robert Joss
Electronic funds transfer, automatic teller machines, EFTPOS, increased usage of debit and credit cards, stored value cards, telephone banking and computer banking all have the potential to offer greater convenience and ... Taxi companies and government
https://www.rba.gov.au/publications/confs/1996/joss.html

Measuring Productivity in the Australian Banking Sector

7 Dec 2006 Conferences PDF 54KB
RBA Conference Volume 1995
https://www.rba.gov.au/publications/confs/1995/pdf/oster-antioch.pdf