Search: PIN
RBA Glossary definition for PIN
PIN – Personal Identification Number
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Payment Systems Technology and Architecture
26 Sep 2006
PSB Annual Report
– 2006
A third area where there has been significant change overseas is in the adoption of PIN and chip in card payment systems. ... implement PIN authorisation of credit card payments and to consider the widespread adoption of chip technology.
https://www.rba.gov.au/publications/annual-reports/psb/2006/payments-tech-arch.html
Cards
31 Dec 2014
RDP
2014-05
Further, a range of other technological innovations is likely to have increased the use of cards, including the introduction of PIN authentication (which decreases the tender time of a card payment ... Contactless card payments were used for a wide range
https://www.rba.gov.au/publications/rdp/2014/2014-05/cards.html
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The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
The move from signature authentication to PINs for American Express, Diners Club, MasterCard and Visa cards (eftpos has always been PIN-only). ... Signature- and PIN-based card transactions are reported by merchants to be slower than cash but
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Data
23 Apr 2019
RDP
2019-03
announcements. This approach ensures exogeneity of the measured monetary policy shocks, and hence us allows to pin down the direction of spillovers in a causal sense. ... Our daily interest rate data are taken from Bloomberg. Note that, while the three
https://www.rba.gov.au/publications/rdp/2019/2019-03/data.html
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Discussion of Decomposing Supply and Demand Driven Inflation
23 Nov 2023
Conferences
PDF
697KB
RBA Annual Conference 2023
https://www.rba.gov.au/publications/confs/2023/pdf/rba-conference-2023-shapiro-discussion.pdf
Resource Costs of Payments
31 Dec 2014
RDP
2014-14
Signature- and PIN-based card transactions are reported by merchants to be slower than cash but considerably quicker than cheques. ... Concurrently, costs have been boosted by higher staff wages and investment expenditure associated with terminal
https://www.rba.gov.au/publications/rdp/2014/2014-14/resource-costs-payments.html
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Card Payments
27 Nov 2023
RDP
2023-08
During the pandemic, the payments industry also facilitated a move to contactless transactions by increasing the transaction limit below which a PIN was not required for a contactless card payment from ... While the increase in the contactless
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html
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Job Loss, Subjective Expectations and Household Spending
18 Aug 2021
RDP
2021-08
We do not pin down the mechanism that explains these differences across workers, though we provide some tentative evidence suggesting that optimism could be part of the story.
https://www.rba.gov.au/publications/rdp/2021/2021-08/full.html
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Payments System Reform: The Australian Experience
17 May 2005
Bulletin
PDF
53KB
Remarks by Dr Philip Lowe, Assistant Governor (Financial System) for the Federal Reserve Bank of Kansas City Conference on 'Interchange Fees in Credit and Debit Card Industries: What Role for Public Authorities? Santa Fe, 4-6 May 2005
https://www.rba.gov.au/publications/bulletin/2005/may/pdf/bu-0505-3.pdf
Gresham’s Law of Payments
19 Apr 2005
Bulletin
PDF
49KB
Address by Governor to Australian Institute of Banking and Finance Industry Forum 2005, Sydney, 23 March 2005
https://www.rba.gov.au/publications/bulletin/2005/apr/pdf/bu-0405-2.pdf