Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
Figure 6: Cumulative Transitions. Transitions of securitised loans in 90+ day arrears, by indexed LVR. ... indexed LVRs and changes to required loan repayments, the model is estimated using quarterly.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Read me file for Macroprudential Limits on Mortgage Products: The Australian Experience
22 Jul 2021
RDP
PDF
552KB
RDP 2021-07 supplementary information
https://www.rba.gov.au/publications/rdp/2021/2021-07/rdp-2021-07-read-me.pdf
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
focus on those whose institutional and legal frameworks, LVR distribution, and borrower and bank. ... property) by extrapolating current LVRs (that is, current debt outstanding relative to the purchase.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
4 Feb 2015
RDP
PDF
728KB
90 LVR< 100 3.47 Other 1.16LVR 100 2.77 Local unemployment rate 1.03. ... LVR at origination that is overestimated (because the valueof the collateral is underestimated).
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf
Macroprudential Limits on Mortgage Products: The Australian Experience
4 Aug 2021
RDP
PDF
2345KB
high LVRs and LTIs, but quantitative limits were only set for the specific mortgage products. ... one ‘basic’ occupier P&I package and another high LVR occupier P&I package.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-07.pdf
Recent Developments in Low-deposit Loans
13 Oct 2003
Bulletin
PDF
60KB
Loans with. Graph 1. High LVR Lenders’ Interest Rates. 100K. 97 per cent LVR loans. ... LVR less than 80 per centSource: RBA. Recent Developments in Low-deposit Loans October 2003.
https://www.rba.gov.au/publications/bulletin/2003/oct/pdf/bu-1003-1.pdf
Recent Developments in Margin Lending in Australia
14 Dec 2009
Bulletin
PDF
148KB
Reserve Bank of Australia Bulletin December 2009
https://www.rba.gov.au/publications/bulletin/2009/dec/pdf/bu-1209-2.pdf
General Discussion of Financial Markets, Institutions and Liquidity
19 Dec 2013
Conferences
PDF
60KB
RBA Conference Volume 2013
https://www.rba.gov.au/publications/confs/2013/pdf/allen-carletti-disc.pdf
Box D: The Expected Pick-up in the Home-building Sector
7 Aug 2009
SMP
– August 2009
PDF
135KB
https://www.rba.gov.au/publications/smp/2009/aug/pdf/box-d.pdf
A Survey of Housing Equity Withdrawal and Injection in Australia
18 Aug 2006
RDP
PDF
421KB
It is worth noting that the LVRs on the purchased properties were significantly higher than the overall LVR of households undertaking these transactions (that is, these households often had other, less ... 6 These LVRs are also higher than previous
https://www.rba.gov.au/publications/rdp/2006/pdf/rdp2006-08.pdf