Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
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Macroprudential Policy Frameworks and Tools
15 Dec 2016
Bulletin
– December 2016
Over the past decade, policymakers have increasingly used macroprudential tools to address a range of financial stability concerns. International institutions have identified and offered guidance on the components of an effective macroprudential
https://www.rba.gov.au/publications/bulletin/2016/dec/8.html
Mortgage Macroprudential Policies
8 Oct 2021
FSR
– October 2021
Israel. LVR limits. 2012. 75% for first home buyers. 70% for other owner-occupiers. ... LVR limit. 2015. 60% for interest only loans. 60% for secondary dwellings in Oslo.
https://www.rba.gov.au/publications/fsr/2021/oct/mortgage-macroprudential-policies.html
BA-MARTIN in Detail
18 Jan 2022
RDP
2022-01
For example, the influence of households' loan-to-valuation ratios (LVRs) and prepayment buffers at their 2017/18 surveyed levels is implicitly captured within the modelled relationships between the three included ... lower LVRs would mute the marginal
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
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Resilience of Australian Households and Businesses
22 Mar 2024
FSR
– March 2024
Resilience of Australian Households and Businesses | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-australian-households-and-businesses.html
Trends in the Housing Sector
10 Sep 1995
Bulletin
– September 1995
cent, and the bulk of this proportion is thought to have been at LVRs below 90 per cent. ... e. the LVR was over 100 per cent), and even the typical loan was equivalent to around 85 per cent of the value.
https://www.rba.gov.au/publications/bulletin/1995/sep/1.html
Covered Bonds in Australia
15 Sep 2017
Bulletin
– September 2017
Since their introduction in Australia in 2011, the stock of covered bonds has grown to around billion, or around 15 per cent of Australian financial institutions' long-term debt. Covered bonds are a form of secured funding backed by both the issuer
https://www.rba.gov.au/publications/bulletin/2017/sep/7.html
New Financial Stability Governance and Central Banks | Conference – 2017
16 Mar 2017
Conferences
authority if they were to want to use LVRs as a macroprudential tool (Table 2). ... economies where the MoF (or the government) sets LVRs there exists an FSC in all but one.
https://www.rba.gov.au/publications/confs/2017/edge-liang.html
Box C: Vulnerable Households and Financial Stress
20 Oct 2018
FSR
– October 2018
But of households with an LVR above 80 per cent, one-fifth had a required DSR greater than 30 per cent (Graph C3). ... The speed of transition to a lower DSR and LVR for these individual households depends partly on interest rates, housing prices and
https://www.rba.gov.au/publications/fsr/2018/oct/box-c.html
Appendix D: Variable Definitions and Summary Statistics
31 Dec 2006
RDP
2006-08
The LVR for each household is based on all houses and loans held by that household. ... 111,600. Median LVR. Ratio. 0.33. 0.58. 0.57. 0.39. By household. Share owning that property.
https://www.rba.gov.au/publications/rdp/2006/2006-08/appendix-d.html
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Overview
24 Oct 2017
FSR
– October 2017
valuation ratios (LVRs) and strengthening serviceability metrics, have seen the growth in riskier types of lending moderate. ... The most recent focus has been on limiting interest-only lending, and banks have responded by further reducing lending with
https://www.rba.gov.au/publications/fsr/2017/oct/overview.html