Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
Box B: Developments in the Low-doc Loan Market
10 Sep 2005
FSR
– September 2005
an LVR of 80 per cent, with some even allowing LVRs as high as 95 per cent. ... As a result, the average initial LVR on securitised low-doc loans has increased over the past few years, both in absolute terms and relative to LVRs on conventional loans.
https://www.rba.gov.au/publications/fsr/2005/sep/box-b.html
Recent Developments in Margin Lending in Australia
10 Dec 2009
Bulletin
– December 2009
The average loan-to-valuation ratio (LVR) was around 50 per cent on accounts with non-zero balances. ... This is consistent with most stocks and managed funds having a maximum LVR of between 40–80 per cent.
https://www.rba.gov.au/publications/bulletin/2009/dec/2.html
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
22 Jul 2020
RDP
2020-03
Figure 3: Distribution of Indexed LVRs. Balance-weighted share of securitised loans, June 2019. ... 0.89. Equity and housing market factors. Indexed LVR buckets (selected; base = 60–70).
https://www.rba.gov.au/publications/rdp/2020/2020-03/full.html
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Housing Accessibility for First Home Buyers
7 Dec 2017
Bulletin
– December 2017
The ability of Australians to purchase their first home (‘housing accessibility’) has been an important topic of public debate recently. In this article, we construct an indicator of housing accessibility that suggests that the median potential
https://www.rba.gov.au/publications/bulletin/2017/dec/3.html
Financial Conditions
7 May 2024
SMP
– May 2024
Financial Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/financial-conditions.html
The Global Financial Environment
8 Oct 2021
FSR
– October 2021
at both a high loan-to-valuation ratio (LVR) and a high DTI ratio. ... an LVR over 80 per cent has been cut from 20 per cent to 10 per cent.
https://www.rba.gov.au/publications/fsr/2021/oct/global-financial-environment.html
Contents: Financial Stability Review – April 2022
8 Apr 2022
FSR
Financial Stability Review April 2022. The. Financial Stability Review. provides the Bank's assessment of the current condition of the financial system and potential risks to financial stability. It is issued half-yearly. Download the complete.
https://www.rba.gov.au/publications/fsr/2022/apr/contents.html
Box B: Interest-only Housing Loans
10 Sep 2006
FSR
– September 2006
For interest-only loans, however, the absence of required principal repayments during the interest-only term means that, for a given loan-to-valuation ratio (LVR), any fall in the value ... Partly mitigating this risk is the fact that initial LVRs tend
https://www.rba.gov.au/publications/fsr/2006/sep/box-b.html
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
For example, banks can be more willing to lend at higher loan-to-valuation ratios (LVRs) in countries where they are confident of their legal ability to seize collateral (Jappelli et ... We unfortunately do not have any robust indicators of permissable
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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The Australian Financial System
8 Apr 2022
FSR
– April 2022
LVR Lending?’) (Graph 3.9). ... Over the same time period, non-bank loan-to-valuation ratios (LVRs) have increased slightly but the proportion of lending with a LVR above 90 per cent has been steady.
https://www.rba.gov.au/publications/fsr/2022/apr/australian-financial-system.html