Search: LVR

Sort by: Relevance Date
41–50 of 161 search results for LVR

RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

Search Results

Box D: The Expected Pick-up in the Home-building Sector

7 Aug 2009 SMP – August 2009 PDF 135KB
https://www.rba.gov.au/publications/smp/2009/aug/pdf/box-d.pdf

Financial System Stability

2 Sep 2003 RBA Annual Report – 2003
LVRs on new housing loans appear to average 65–70 per cent across lending portfolios. ... For housing loans with LVRs above 80 per cent, authorised deposit-taking institutions generally have protection in the form of mortgage insurance.
https://www.rba.gov.au/publications/annual-reports/rba/2003/fin-sys-stability.html

Discussion on The Unfolding Turmoil of 2007–2008: Lessons and Responses | Conference – 2008

20 Aug 2007 Conferences
There was a brief discussion about procyclical prudential regulation. Some participants agreed with Grant Spencer's comments, suggesting that it was unlikely that loan-to-valuation ratios (LVRs), or procyclical liquidity ... In response, Eli Remolona
https://www.rba.gov.au/publications/confs/2008/cohen-remolona-disc.html

2 April 2019 | Minutes of the Monetary Policy Meeting of the Board

2 Apr 2019 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 April 2019
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2019/2019-04-02.html

Asset Prices, Monetary and Other Policies

31 Dec 2010 RDP 2010-06
Paul Bloxham, Christopher Kent and Michael Robson
Also, regulations have evolved with the financial system. For example, maximum LVRs were increased to incorporate the use of lenders' mortgage insurance (LMI) (Yam 2009). ... In response, the HKMA decreased the maximum LVR on luxury properties (HK$20
https://www.rba.gov.au/publications/rdp/2010/2010-06/asset-prices-monetary.html
See 3 more results from "RDP 2010-06"

A Comparison of the US and Australian Housing Markets

16 Jun 2008 Bulletin PDF 93KB
Address by Dr Guy Debelle, Assistant Governor (Financial Markets), to the Sub-prime Mortgage Meltdown Symposium, Adelaide, 16 May 2008.
https://www.rba.gov.au/publications/bulletin/2008/jun/pdf/bu-0608-5.pdf

Household Liquidity Buffers and Financial Stress

16 Jun 2022 Bulletin – June 2022
Lydia Wang
The ratio of household liquid assets to household income in Australia has increased substantially over recent decades, at both the aggregate and individual household levels.
https://www.rba.gov.au/publications/bulletin/2022/jun/household-liquidity-buffers-and-financial-stress.html

Trends in the Funding and Lending Behaviour of Australian Banks

2 Feb 2015 RDP PDF 1090KB
23. ratio (LVR) (Table 2).17 From the lender’s perspective it is advantageous to compete for new borrowers with discounts because it allows the lender to offer attractive terms to ... LVR Loan size (%) $250 000 $500 000 $750 000 $1 000 000 90–100 63
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf

The Distribution Of Mortgage Rates

17 Sep 2018 Bulletin - March 2018 PDF 431KB
https://www.rba.gov.au/publications/bulletin/2018/mar/pdf/the-distribution-of-mortgage-rates.pdf

Trends in the Housing Sector

4 Apr 2013 Bulletin PDF 646KB
Reserve Bank of Australia Bulletin, September 1995
https://www.rba.gov.au/publications/bulletin/1995/sep/pdf/bu-0995-1.pdf