Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
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Bulletin
17 Apr 2024
Bulletin
- April 2024
PDF
7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf
Lending Behaviour
31 Dec 2013
RDP
2013-15
This has included, for example, competing for new borrowers with discounts based on both loan size and the loan-to-valuation ratio (LVR) (Table 2). ... LVR. (%). Loan size. $250,000. $500,000. $750,000. $1,000,000. 90–100. 63. 75.
https://www.rba.gov.au/publications/rdp/2013/2013-15/lending-behaviour.html
General Discussion on Financial Markets, Institutions and Liquidity | Conference – 2013
19 Aug 2013
Conferences
One participant asked whether empirical evidence suggested that macroprudential policy tools such as LVRs were effective. ... Evidence from Italy was cited to suggest that while LVR restrictions could dampen house prices in the short run, this effect was
https://www.rba.gov.au/publications/confs/2013/allen-carletti-disc.html
Financial Conditions
7 May 2024
SMP
– May 2024
Financial Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/financial-conditions.html
Discussion of The Unfolding Turmoil of 2007–2008: Lessons and Responses
22 Oct 2008
Conferences
PDF
92KB
RBA Conference Volume 2008
https://www.rba.gov.au/publications/confs/2008/pdf/cohen-remolona-disc.pdf
Domestic Financial Conditions
7 Aug 2020
SMP
– August 2020
Some banks have adjusted interest rates to make new loans with high loan-to-valuation ratios (LVRs) less attractive than new loans with low LVRs or lowered the maximum LVRs on
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html
MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA’s Macroeconometric Model
12 Jan 2022
RDP
PDF
1774KB
10. valuation ratios (LVRs) and prepayment buffers at their 2017/18 surveyed levels is implicitly captured. ... e.g. lower LVRs would mute the marginal effect of housing price declines on losses).
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-01.pdf
Asset Prices, Credit Growth, Monetary and Other Policies: An Australian Case Study
14 Sep 2010
RDP
PDF
296KB
In response, the HKMA decreased the maximum LVR on luxury properties (HK$20 million and above) to 60 per cent. ... 29 APRA now collects data on types of loans by banking institutions and LVRs on new loans.
https://www.rba.gov.au/publications/rdp/2010/pdf/rdp2010-06.pdf
Glossary
2 Sep 2003
RBA Annual Report
– 2003
IMF. International Monetary Fund. LVR. Loan-to-valuation ratio. NNPC. National Note Processing Centre.
https://www.rba.gov.au/publications/annual-reports/rba/2003/glossary.html
The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data
1 Jul 2019
RDP
2019-06
For this purpose, we test if households with loan-to-valuation ratios (LVRs) above 80 per cent adjust their spending by more in response to changes in income, wealth or debt, ... Borrowing constraints. Liquidity constraints. Lagged LVR >80%. Hand-to-mouth
https://www.rba.gov.au/publications/rdp/2019/2019-06/full.html
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