Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
Box B: How Risky is High-DTI and High-LVR Lending?
8 Apr 2022
FSR
– April 2022
The higher incidence of mortgage stress among high-LVR and high-DTI borrowers could be due to their high LVRs or DTIs alone, or it may be that borrowers who take ... Owner-occupier borrowers whose initial LVR was greater than or equal to 90 have been
https://www.rba.gov.au/publications/fsr/2022/apr/box-b-how-risky-is-high-dti-and-high-lvr-lending.html
Box B: Housing Price Falls and Negative Equity
12 Apr 2019
FSR
– April 2019
They could be understated because securitised loans are skewed towards those with lower LVRs at origination. ... Around 80 per cent of ADI loans are issued with an LVR of 80 or less.
https://www.rba.gov.au/publications/fsr/2019/apr/box-b.html
Recent Developments in Low-deposit Loans
10 Oct 2003
Bulletin
– October 2003
Most financiers, therefore, differentiate high LVR loans from other loans in three main ways:. ... However, the borrowers do provide a deposit – the maximum LVR is usually 75–80 per cent.
https://www.rba.gov.au/publications/bulletin/2003/oct/1.html
Boxes
22 Mar 2024
FSR
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/boxes.html
List of tables
10 Mar 2004
FSR
– March 2004
Share of loans with LVR > 95%. 2.1. Share of loans with age < 2 years. ... 13.3. Share of mortgage-insured loans. 18.4. LVR > 80% not mortgage insured.
https://www.rba.gov.au/publications/fsr/2004/mar/tables.html
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
Figure 6: Cumulative Transitions. Transitions of securitised loans in 90+ day arrears, by indexed LVR. ... indexed LVRs and changes to required loan repayments, the model is estimated using quarterly.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Household and Business Finances
8 Apr 2022
FSR
– April 2022
The shares of new loans with high LVRs or interest-only terms remain low. ... It is important that lenders and borrowers consider the potential for falls in housing prices, particularly for loans at high LVRs.
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
focus on those whose institutional and legal frameworks, LVR distribution, and borrower and bank. ... property) by extrapolating current LVRs (that is, current debt outstanding relative to the purchase.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
List of tables
20 Oct 2015
FSR
– October 2015
Average LVR. 58. 59. 69. Per cent of loans with full documentation. ... Per cent. Standard loans. Non-standard loans. LVR. With LMI. (a). Without LMI.
https://www.rba.gov.au/publications/fsr/2015/oct/tables.html