Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
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MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA’s Macroeconometric Model
12 Jan 2022
RDP
PDF
1774KB
10. valuation ratios (LVRs) and prepayment buffers at their 2017/18 surveyed levels is implicitly captured. ... e.g. lower LVRs would mute the marginal effect of housing price declines on losses).
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-01.pdf
Discussion on The Unfolding Turmoil of 2007–2008: Lessons and Responses | Conference – 2008
20 Aug 2007
Conferences
There was a brief discussion about procyclical prudential regulation. Some participants agreed with Grant Spencer's comments, suggesting that it was unlikely that loan-to-valuation ratios (LVRs), or procyclical liquidity ... In response, Eli Remolona
https://www.rba.gov.au/publications/confs/2008/cohen-remolona-disc.html
New Financial Stability Governance and Central Banks
13 Dec 2017
Conferences
PDF
1022KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-edge-liang.pdf
Lending Behaviour
31 Dec 2013
RDP
2013-15
This has included, for example, competing for new borrowers with discounts based on both loan size and the loan-to-valuation ratio (LVR) (Table 2). ... LVR. (%). Loan size. $250,000. $500,000. $750,000. $1,000,000. 90–100. 63. 75.
https://www.rba.gov.au/publications/rdp/2013/2013-15/lending-behaviour.html
Financial Stability in a Low Interest Rate Environment: An Australian Case Study
10 Feb 2020
Conferences
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1518KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-ellis-littrell.pdf
Asset Prices, Monetary and Other Policies
31 Dec 2010
RDP
2010-06
Also, regulations have evolved with the financial system. For example, maximum LVRs were increased to incorporate the use of lenders' mortgage insurance (LMI) (Yam 2009). ... In response, the HKMA decreased the maximum LVR on luxury properties (HK$20
https://www.rba.gov.au/publications/rdp/2010/2010-06/asset-prices-monetary.html
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Appendix A: Debt Overhang Model
10 Jul 2019
RDP
2019-06
D. 1. D. =. φ. D. A. 0. where the maximum LVR in any period is given by.
https://www.rba.gov.au/publications/rdp/2019/2019-06/appendix-a.html
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Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
PDF
1090KB
23. ratio (LVR) (Table 2).17 From the lender’s perspective it is advantageous to compete for new borrowers with discounts because it allows the lender to offer attractive terms to ... LVR Loan size (%) $250 000 $500 000 $750 000 $1 000 000 90–100 63
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf
Inflation Targeting in New Zealand: An Experience in Evolution | Conference – 2018
12 Apr 2018
Conferences
In October 2013, the RBNZ introduced restrictions on high loan-to-value ratio (LVR) mortgage lending (e.g. ... Although they have different objectives, our macroprudential policies were complementary to monetary policy when first introduced; the LVR
https://www.rba.gov.au/publications/confs/2018/mcdermott-williams.html
Table 1 in The Sub-prime Crisis: Causal Distortions and Regulatory Reform | Conference – 2008
14 Jul 2008
Conferences
Underlying weaknesses. Solutions. Poor underwriting standards (high LVRs, verification income, etc) Due to risk transfer/weak oversight/the house price boom and low rates.
https://www.rba.gov.au/publications/confs/2008/blundell-wignall-atkinson-table-1.html