Search: FHB
RBA Glossary definition for FHB
FHB – First Home Buyers
Search Results
Household and Business Finances in Australia
7 Oct 2022
FSR
– October 2022
Recent home buyers – and in particular first home buyers (FHBs) – are also over-represented among borrowers with low equity buffers; this cohort has a higher share of loans with current LVRs ... This risk is more material for FHBs, who tend to enter
https://www.rba.gov.au/publications/fsr/2022/oct/household-business-finances-in-australia.html
2022
13 Jul 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/
Are First Home Buyer Loans More Risky?
17 Mar 2022
Bulletin
– March 2022
Despite the rate of home ownership in Australia drifting down over recent decades, 2020 saw a large increase in first home purchases.
https://www.rba.gov.au/publications/bulletin/2022/mar/are-first-home-buyer-loans-more-risky.html
March | 2022
17 Mar 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/mar/
Household and Business Finances in Australia
8 Oct 2021
FSR
– October 2021
Around one-third of lending at high LVRs in the first half of 2021 was to first home buyers (FHBs), who are more likely than other borrowers to be deposit-constrained. ... While this might suggest FHB loans face a higher probability of default, in
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html
Mortgage Macroprudential Policies
8 Oct 2021
FSR
– October 2021
In New Zealand, LVR limits differ for investors and owner-occupiers, while Ireland and Israel have different LVR limits for first home buyers (FHBs). ... Because of concerns about the impact of LVR restrictions on FHBs, both Ireland and Israel apply
https://www.rba.gov.au/publications/fsr/2021/oct/mortgage-macroprudential-policies.html
Topic: Financial Stability
11 Sep 2018
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/financial-stability/
Housing Accessibility for First Home Buyers
7 Dec 2017
Bulletin
– December 2017
The ability of Australians to purchase their first home (‘housing accessibility’) has been an important topic of public debate recently. In this article, we construct an indicator of housing accessibility that suggests that the median potential
https://www.rba.gov.au/publications/bulletin/2017/dec/3.html
Appendix A: Data
18 Sep 2017
RDP
2017-05
We combine the information from ‘hspown’ and ‘rpage’ into the one variable identifying indebted FHBs. ... We then use the combined FHB age variable to calculate the year of FHB purchase:.
https://www.rba.gov.au/publications/rdp/2017/2017-05/appendix-a.html
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Business and Household Balance Sheets
10 Mar 2013
FSR
– March 2013
Even the 2009 cohort has performed well despite it including a high proportion of first home buyers (FHBs), whose typically higher loan-to-valuation ratios (LVRs) might be thought to increase ... This is despite a fall in loan approvals to FHBs – which
https://www.rba.gov.au/publications/fsr/2013/mar/bus-house-bal-sheet.html