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RBA Glossary definition for EFTPOS

EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.

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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
The price issuers charge cardholders for EFTPOS services is also likely to fall. ... Have EFTPOS interchange fees in Australia been set with regard to economic efficiency?
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Submissions

8 May 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/

Payments System | Submissions | Payments System | Submissions

8 May 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/payments-system/

Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions

21 Mar 2003 Submissions
The Joint Study identified a number of shortcomings with the bilateral structure of EFTPOS interchange fees in Australia:. ... If EFTPOS interchange fee revenues are eliminated, investment decisions by merchants would be determined by normal market
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/

Debit Cards

20 Sep 2005 PSB Annual Report – 2005
The process of improving price signals in the EFTPOS and Visa Debit systems has been protracted. ... arrangements mean that issuers have an incentive to issue and promote Visa Debit over EFTPOS.
https://www.rba.gov.au/publications/annual-reports/psb/2005/debit-cards.html

Appendix A: Survey Methodology

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
e.g. eftpos, Mastercard, Visa, Unionpay). Please do not check your ATM/debit cards when answering this question. ... On the back of the card: eftpos [logo shown]. Yes. No GO TO Q8.1.
https://www.rba.gov.au/publications/rdp/2023/2023-08/appendix-a.html
See 2 more results from "RDP 2023-08"

Competition and Efficiency

11 Nov 2004 PSB Annual Report – 2004
It has also considered the relationship between the interchange fees in the credit card and EFTPOS system. ... to EFTPOS cards, despite scheme-based debit cards having higher overhead expenses and higher rates of fraud.
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html

Reform of Card Payment Systems

26 Sep 2006 PSB Annual Report – 2006
Collectively, these arrangements distorted the relative competitive positions of the EFTPOS and scheme debit systems. ... decision that it was in the public interest to designate the EFTPOS system.
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

21 Nov 2023 RDP PDF 2354KB
The Evolution of Consumer Payments in Australia: Results from the. 2022 Consumer Payments Survey. Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson. Research Discussion Paper. R DP 2023- 08. Figures in this publication were
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf

List of tables

20 Sep 2005 PSB Annual Report – 2005
Debit Cards. Joint Study announced. Joint Study released. EFTPOS industry working group formed. ... EFTPOS authorisation overturned by ACT. Merchants' EFTPOS designation challenge heard. EFTPOS authorisation granted.
https://www.rba.gov.au/publications/annual-reports/psb/2005/tables.html