Search: EFTPOS

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RBA Glossary definition for EFTPOS

EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.

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Developments in the Banking of Business

7 Dec 2006 Conferences PDF 26KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/joss.pdf

How Australians Pay: Evidence from the 2016 Consumer Payments Survey

24 Jul 2017 RDP PDF 1438KB
lower share of eftpos payments – which attract relatively low merchant service fees – than. ... eftpos 1.1. MasterCard/Visa debit 3.2. MasterCard/Visa credit 4.9. American Express/Diners Club 4.1.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf

Discussion of Banking in the 21st Century: The Transformation of an Industry

7 Dec 2006 Conferences PDF 18KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/mohl-disc.pdf

Discussion on Banking in the 21st Century: The Transformation of an Industry | Conference – 1996

9 Jul 1996 Conferences
Payments services can be accessed via cards (issued by banks or non-banks), or phone, EFTPOS services and the like. ... Customers battled on with branches open 34 hours a week, housing loans a prized scalp, no interest paid on cheque accounts, no
https://www.rba.gov.au/publications/confs/1996/mohl-disc.html

Read me file for Where's the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes

6 Dec 2018 RDP PDF 420KB
RDP 2018-12 supplementary information
https://www.rba.gov.au/publications/rdp/2018/2018-12/rdp-2018-12-read-me.pdf

Price Incentives and Consumer Payment Behaviour

17 Aug 2009 RDP PDF 262KB
Not surprisingly, this structure of fees provided little incentive for issuers to promote or price the domestic EFTPOS system attractively to cardholders. ... EFTPOS. Merchant’s bank. $. Cardholder’s bank. Scheme debitcard. Credit cardPre-reform. Post
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf

Details of the Survey

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
For card payments, respondents recorded the type of card used: debit, which includes payments through the eftpos network. ... eftpos is the domestic debit network in Australia managed by eftpos Payments Australia Limited (ePAL) and owned by 12 financial
https://www.rba.gov.au/publications/rdp/2014/2014-05/det-survey.html
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The Australian Payments Landscape

1 Jul 2009 RDP 2009-04
John Simon, Kylie Smith and Tim West
For many Australian consumers, the effective price of using a credit card to make payments was less than that of using EFTPOS. ... Not surprisingly, this structure of fees provided little incentive for issuers to promote or price the domestic EFTPOS
https://www.rba.gov.au/publications/rdp/2009/2009-04/australian-payments-landscape.html
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References

1 Oct 1996 RDP 9605
Malcolm Edey and Brian Gray
and by Retailers on EFTPOS Transactions, report prepared for the Prices Surveillance Authority, No. ... 67–110. Prices Surveillance Authority (1995), ‘Inquiry into Fees and Charges Imposed on Retail Accounts by Banks and Other Financial Institutions
https://www.rba.gov.au/publications/rdp/1996/9605/references.html
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Introduction to The Future of the Financial System

7 Dec 2006 Conferences PDF 25KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/intro-96.pdf