Search: DSR
RBA Glossary definition for DSR
DSR – Debt-servicing ratio
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Household and Business Balance Sheets
10 Sep 2012
FSR
– September 2012
distribution) that typically have lower debt-to-income and debt-servicing ratios (DSRs) (Graph 3.7). ... Reflecting businesses' low leverage, solid profitability and below-average interest rates, aggregate DSRs remain relatively low (Graph 3.18).
https://www.rba.gov.au/publications/fsr/2012/sep/house-bus-bal-sheet.html
Box A: Household Sector Risks in China
4 Oct 2019
FSR
– October 2019
In aggregate, debt-service ratios in China (DSRs; required principal and interest payments relative to household disposable income) are higher than some advanced economies. ... Nonetheless, pockets of vulnerability exist, with some households having
https://www.rba.gov.au/publications/fsr/2019/oct/box-a-household-sector-risks-in-china.html
Box B: Housing Loan Arrears – Insights From Western Australia
4 Oct 2019
FSR
– October 2019
Graph B.1. Loans with larger repayments relative to income at origination (debt-servicing ratios (DSRs)) have had larger increases in arrears rates (Graph B.2; left panel). ... Notably, the increase in the arrears rate has been much larger for loans
https://www.rba.gov.au/publications/fsr/2019/oct/box-b-housing-loan-arrears-insights-from-western-australia.html
Which Firms Get Credit? Evidence from Firm-level Data
13 Dec 2018
Bulletin
– December 2018
To improve our understanding of how lenders assess firms’ creditworthiness, this article relates the characteristics of firms to whether their applications for credit were approved.
https://www.rba.gov.au/publications/bulletin/2018/dec/which-firms-get-credit-evidence-from-firm-level-data.html
Abbreviations | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
DNS. Deferred net settlements. D-SIBS. Domestic systemically important banks. DSR. Dent-servicing ratios.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/abbreviations.html
Household and Business Balance Sheets
10 Mar 2012
FSR
– March 2012
Just under 3 per cent of indebted owner-occupier households (holding around 7 per cent of owner-occupier housing debt) had both high debt-servicing ratios (DSRs) and high LVRs in ... As well, less than 5 per cent of indebted owner-occupiers in 2010
https://www.rba.gov.au/publications/fsr/2012/mar/house-bus-bal-sheet.html
Business and Household Balance Sheets
10 Mar 2013
FSR
– March 2013
However, the DSR for listed companies increased a little over the second half of 2012. ... 1990s. The DSR remains highest for infrastructure companies, reflecting their higher gearing, though at around 40 per cent this ratio remains well below its 2008
https://www.rba.gov.au/publications/fsr/2013/mar/bus-house-bal-sheet.html
Household and Business Balance Sheets
10 Sep 2009
FSR
– September 2009
an LVR below 75 per cent and/or a debt-servicing ratio (DSR) below 30 per cent of income.
https://www.rba.gov.au/publications/fsr/2009/sep/house-bus-bal-sheet.html
Household and Business Balance Sheets
10 Mar 2011
FSR
– March 2011
of households considered most vulnerable, that is, with both high debt-servicing ratios (DSRs) and high loan-to-valuation ratios (LVRs) (see also ‘Box C: Household Experiences in the Downturn: Evidence ... As well, less than 5 per cent of
https://www.rba.gov.au/publications/fsr/2011/mar/house-bus-bal-sheet.html
The Regulatory Response to the Global Financial Crisis | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
Policymakers have capped loan-to-valuation ratios (LVRs) and debt-servicing ratios (DSRs) to dampen activity in their housing markets, and tightened mortgage underwriting and loan amortisation standards. ... Israel has undertaken several rounds of
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/regulatory-response-to-the-global-financial-crisis.html