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Introduction

31 Jan 2023 RDP 2023-01
Tom Cusbert
A steep discounter with a strong preference for owning over renting will have a high WTP and respond strongly to collateral constraints, but such households are rare in the data. ... My analysis gives reasons to think that this is relatively rare.
https://www.rba.gov.au/publications/rdp/2023/2023-01/introduction.html

The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment

31 Jan 2023 RDP 2023-01
Tom Cusbert
A steep discounter with a strong preference for owning over renting will have a high WTP and respond strongly to collateral constraints, but such households are rare in the data. ... My analysis gives reasons to think that this is relatively rare.
https://www.rba.gov.au/publications/rdp/2023/2023-01/full.html

Empirical Model: Simulating Demand Curves from Household Characteristics

31 Jan 2023 RDP 2023-01
Tom Cusbert
It is rare for surveys to include an estimate of the home value of renters, so I use actual rent paid together with data on rental yields.
https://www.rba.gov.au/publications/rdp/2023/2023-01/empirical-model-simulating-demand-curves-from-household-characteristics.html