Search: lvr
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
The Australian Financial System
8 Apr 2022
FSR
– April 2022
LVR Lending?’) (Graph 3.9). ... Over the same time period, non-bank loan-to-valuation ratios (LVRs) have increased slightly but the proportion of lending with a LVR above 90 per cent has been steady.
https://www.rba.gov.au/publications/fsr/2022/apr/australian-financial-system.html
Financial Stability Review
15 Nov 2023
FSR
- October 2023
PDF
4631KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/financial-stability-review-2023-10.pdf
Box A: Risks in International Housing Markets
20 Oct 2017
FSR
– October 2017
For instance, lending at high loan-to-valuation ratios (LVRs) has worried regulators in many countries, in part because households that borrow at high LVRs are more likely to fall into ... For example, the share of high-LVR loans on banks' balance sheets
https://www.rba.gov.au/publications/fsr/2017/oct/box-a.html
Boxes
8 Apr 2022
FSR
– 2022
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/2022/boxes.html
Box C: Non-conforming Housing Loans
10 Mar 2005
FSR
– March 2005
As the level of credit impairment and loan-to-valuation ratio (LVR) increase, so does the interest rate payable. ... Maximum allowable LVRs on non-conforming loans also tend to be relatively low, particularly for the more severely credit impaired and for
https://www.rba.gov.au/publications/fsr/2005/mar/box-c.html
RBAFOI-202127 - Documents for Release
24 Feb 2021
PDF
763KB
New Zealand - Loan to Valuation policies
https://www.rba.gov.au/information/foi/disclosure-log/pdf/202127.pdf
Assessing the Effects of Housing Lending Policy Measures
15 Nov 2018
Speech
Speech delivered by Guy Debelle, Deputy Governor, to the Remarks at FINSIA Signature Event: The Regulators, Melbourne
https://www.rba.gov.au/speeches/2018/sp-dg-2018-11-15.html
Mortgage Macroprudential Policies
8 Oct 2021
FSR
– October 2021
Israel. LVR limits. 2012. 75% for first home buyers. 70% for other owner-occupiers. ... LVR limit. 2015. 60% for interest only loans. 60% for secondary dwellings in Oslo.
https://www.rba.gov.au/publications/fsr/2021/oct/mortgage-macroprudential-policies.html
The Limits of Interest-only Lending
24 Apr 2018
Speech
Speech delivered by Christopher Kent, Assistant Governor, to the Housing Industry Association Breakfast, Sydney
https://www.rba.gov.au/speeches/2018/sp-ag-2018-04-24.html
Bulletin
17 Apr 2024
Bulletin
- April 2024
PDF
7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf