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RBA Glossary definition for insolvency

insolvency – A situation where an entity has insufficient assets to cover the value of its liabilities, resulting in an inability to meet its financial obligations as they fall due.

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Household Indebtedness and Mortgage Stress

20 Feb 2018 Speech
Michele Bullock
Speech delivered by Michele Bullock, Assistant Governor (Financial System), to the Responsible Lending and Borrowing Summit, Sydney
https://www.rba.gov.au/speeches/2018/sp-ag-2018-02-20.html

Household and Business Finances in Australia

9 Apr 2021 FSR - April 2021 PDF 350KB
https://www.rba.gov.au/publications/fsr/2021/apr/pdf/02-household-business-finances.pdf

Syndicated Lending

13 Jun 2023 Bulletin - June 2023 PDF 1022KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/syndicated-lending.pdf

Box A: Insights from Liaison

5 May 2023 SMP - May 2023 PDF 217KB
https://www.rba.gov.au/publications/smp/2023/may/pdf/box-a-insights-from-liaison.pdf

Overview Financial systems in Australia and internationally are resilient ...

4 Nov 2020 FSR PDF 214KB
These measures, in conjunction with temporary insolvency relief, have seen business failures trend lower this year.
https://www.rba.gov.au/publications/fsr/2020/oct/pdf/00-overview.pdf

Box A: Insights from Liaison

5 May 2023 SMP – May 2023
Box A: Insights from Liaison | Statement on Monetary Policy – May 2023
https://www.rba.gov.au/publications/smp/2023/may/box-a-insights-from-liaison.html

Domestic Economic Conditions

5 May 2023 SMP - May 2023 PDF 1548KB
https://www.rba.gov.au/publications/smp/2023/may/pdf/02-domestic-economic-conditions.pdf

Total Loss-absorbing Capacity

17 Dec 2015 Bulletin – December 2015
Penelope Smith and Nicholas Tan
Total loss-absorbing capacity (TLAC) is a key part of the G20's regulatory reform agenda to address the problems associated with financial institutions that are ‘too big to fail’. By strengthening the loss-absorbing and recapitalisation capacity
https://www.rba.gov.au/publications/bulletin/2015/dec/7.html

Annual Performance Statement for 2021/22

27 Oct 2022 RBA Annual Report – October 2022
deferrals and a pause on insolvency proceedings.
https://www.rba.gov.au/publications/annual-reports/rba/2022/annual-performance-statement.html

Discussion | Conference – 2015

19 Mar 2015 Conferences
Additionally, the participant went on to describe the nature of business insolvency proceedings in Australia, noting that about 40 per cent of firms that enter insolvency have no assets, and another ... This implies that there is no scope to restructure
https://www.rba.gov.au/publications/confs/2015/nicholls-orsmond-disc.html