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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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Payments System Board Annual Report 2017 - Retail Payments Regulation and Policy Issues

12 Sep 2017 PSB Annual Report 2017 PDF 848KB
https://www.rba.gov.au/publications/annual-reports/psb/2017/pdf/retail-payments-regulation-and-policy-issues.pdf

Review of the regulatory framework for the eftpos system

31 Jul 2012 PDF 335KB
Future Regulatory Framework for the EFTPOS System
https://www.rba.gov.au/payments-and-infrastructure/submissions/future-regulatory-framework-for-the-eftpos-system/indue-30072012.pdf

Consultation on proposed changes to the EFTPOS interchange fee standard

4 Nov 2009 PDF 43KB
Submissions on Proposed Changes to the EFTPOS Interchange Fee Standard
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-pro-interchg-stds/abacus-30102009-1.pdf

Assessment of the Reserve Bank Information and Transfer System

4 Jun 2018 PDF 694KB
Under normal operations, ePAL submits one batch per RITS business day for settlement in the morning settlement session. ... ATM transactions processed by ePAL are currently not included in the eftpos Batch and are settled under the existing LVSS
https://www.rba.gov.au/payments-and-infrastructure/rits/self-assessments/2018/pdf/2018-assess-rits.pdf

eftpos Designation

24 Apr 2012 PDF 30KB
Review of Regulatory Framework for the eftpos System
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/sub-rev-reg-frame-eftpos-sys/cuscal-20042012.pdf

Submission to the Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform - June 2012

31 Jul 2012 PDF 75KB
Future Regulatory Framework for the EFTPOS System
https://www.rba.gov.au/payments-and-infrastructure/submissions/future-regulatory-framework-for-the-eftpos-system/tyro-31072012.pdf

Transitional Arrangements | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
EPAL's multilateral interchange fee arrangements do not appear to be inconsistent with this intention.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/transitional-arrangements.html

Review of the Regulatory Framework for the EFTPOS System: Consultation of Options for Reform

1 Aug 2012 PDF 69KB
Future Regulatory Framework for the EFTPOS System
https://www.rba.gov.au/payments-and-infrastructure/submissions/future-regulatory-framework-for-the-eftpos-system/apca-31072012.pdf

Proposed changes to the EFTPOS interchange fee standard

25 Oct 2009 PDF 18KB
Submissions on Proposed Changes to the EFTPOS Interchange Fee Standard
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-pro-interchg-stds/anz-23102009-1.pdf

3. Dual-network debit cards and least-cost routing | Review of Retail Payments Regulation – Conclusions Paper

9 Mar 2023
Review of Retail Payments Regulation – Conclusions Paper
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/conclusions-paper-202110/dual-network-debit-cards-and-least-cost-routing.html