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Reform of Credit Card Schemes in Australia
19 Sep 2002
Media Releases
Visa International has today announced that it is mounting a legal challenge in the Federal Court to have the final reforms to credit card schemes in Australia overturned
https://www.rba.gov.au/media-releases/2002/mr-02-18.html
Payments System
4 Jan 2024
Overview of the Australian Payments System
https://www.rba.gov.au/payments-and-infrastructure/payments-system.html
Reform of Card Payment Systems
26 Sep 2006
PSB Annual Report
– 2006
This has encouraged some card issuers to focus more on attracting customers who use their credit cards to borrow, by offering them lower interest rates. ... Scheme debit, however, had a competitive advantage over EFTPOS because merchants were forced to
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html
Attachment 2 | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
ii. the average cost to the merchant of acceptance of a subset of Visa Debit cards issued under the Scheme which includes the type of credit card in relation to which ... 10. 11. Neither the rules of the Scheme, nor any participant in the Visa Debit
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-2.html
Regulatory Decisions | Credit Cards
9 Mar 2023
Links to regulations decisions relating to Credit Cards
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/regulatory-decisions.html
Gresham's Law of Payments
23 Mar 2005
Speech
Speech by Ian Macfarlane to the Australasian Institute of Banking + Finance (AIBF) Industry Forum 2005, Sydney
https://www.rba.gov.au/speeches/2005/sp-gov-230305.html
Modelling Consumer Payment Behaviour for Australia
1 Jul 2009
RDP
2009-04
However, while cash and debit cards are held by almost all consumers, many do not have a credit card. ... These cards are aimed at revolver consumers, who represent around 34 per cent of credit card holders.
https://www.rba.gov.au/publications/rdp/2009/2009-04/modelling-consumer-payment-behaviour-australia.html
See 9 more results from "RDP 2009-04"
Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access - October 2000
14 Aug 2008
PDF
407KB
Interchange Fees and Access
https://www.rba.gov.au/payments-and-infrastructure/resources/publications/payments-au/interchg-fees-study.pdf
Bank Fees in Australia
25 Jan 2024
Bulletin
– January 2024
This article updates Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2024/jan/bank-fees-in-australia.html
Statistical Tables
10 May 2024
Statistics
International Banking Statistics – Banks & RFCs. Payments System. Money and Credit Statistics.
https://www.rba.gov.au/statistics/tables/