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The Changing Australian Retail Payments Landscape
10 Jul 2003
Bulletin
PDF
76KB
First, the credit cardstatistics now include general-purpose chargecards, which generally do not carry a revolvingline of credit.
https://www.rba.gov.au/publications/bulletin/2003/jul/pdf/bu-0703-1.pdf
COVID, Our Changing Economy and Monetary
24 Nov 2020
Speech
PDF
317KB
Includes ATM withdrawals, debit card cash-outs and credit and chargecard advances; excludes over-the-counter withdrawals.
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-11-16.pdf
Supplementary Submission to the Financial System Inquiry - 13 January 1997 (Published as Occasional Paper No. 15)
23 Jun 2010
Submissions
PDF
116KB
Some of these, such as the provision of credit-based paymentsinstruments, have long been open to competition from non-banks such as chargecard providers (Amex, Diners Club, etc.), but such competition
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/pdf/financial-system-inquiry-supplement-1997.pdf
Submission to the Financial System Inquiry March 2014
10 Nov 2017
Submissions
PDF
3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
Letter to the Governor of Reserve Bank of Australia, Designation of the Australian Credit Card System
3 Dec 2001
PDF
30KB
Bankcard was established as a chargecard association and was authorised under the Trade Practices Act as such.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol1/m2-cba-060401.pdf
Reform of Credit Card Schemes in Australia: I A Consultation Document - Background to Reform
20 Jun 2012
PDF
68KB
Reform of Credit Card Schemes in Australia
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ia-consult-doc/pdf/background-reform.pdf
Review of Payments System Reforms: A Submission to the Reserve Bank of Australia
2 Sep 2007
PDF
167KB
Submission on the Issues for the 2007/08 Review
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/past-regulatory-reviews/review-of-card-payment-systems-reforms/pdf/amex-31082007.pdf
Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access - October 2000
14 Aug 2008
PDF
407KB
Interchange Fees and Access
https://www.rba.gov.au/payments-and-infrastructure/resources/publications/payments-au/interchg-fees-study.pdf
Payment Costs in Australia: Financial Institution Survey Explanatory Notes
27 Nov 2007
PDF
120KB
Payments System Review Conference
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/past-regulatory-reviews/review-of-card-payment-systems-reforms/review-0708-conclusions/pdf/pymts-sys-review-conf-2007/costs-explanatory-notes.pdf
Banking Industry Response to RBA Consultation Document
17 Mar 2002
PDF
300KB
Australian Bankers’ Association. Submission to the Reserve Bank of Australia. Banking Industry Response to RBA Consultation DocumentReform of Credit Card Schemes in Australia. March 2002. Australian Bankers’ Association. ABN: 49313 780 950.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/consult-doc-responses/aba-0302.pdf