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RBA Glossary definition for PIN

PIN – Personal Identification Number

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Data

23 Apr 2019 RDP 2019-03
Jonathan Kearns, Andreas Schrimpf and Fan Dora Xia
announcements. This approach ensures exogeneity of the measured monetary policy shocks, and hence us allows to pin down the direction of spillovers in a causal sense. ... Our daily interest rate data are taken from Bloomberg. Note that, while the three
https://www.rba.gov.au/publications/rdp/2019/2019-03/data.html
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Cards

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
Further, a range of other technological innovations is likely to have increased the use of cards, including the introduction of PIN authentication (which decreases the tender time of a card payment ... Contactless card payments were used for a wide range
https://www.rba.gov.au/publications/rdp/2014/2014-05/cards.html
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Payments System Reform: The Australian Experience

6 May 2005 Speech
Philip Lowe and Ian Macfarlane
Remarks by Philip Lowe to the Federal Reserve Bank of Kansas City Conference on Interchange Fees in Credit and Debit Card Industries: What Role for Public Authorities-, Santa Fe
https://www.rba.gov.au/speeches/2005/sp-ag-070505.html

Job Loss, Subjective Expectations and Household Spending

18 Aug 2021 RDP 2021-08
Gabrielle Penrose and Gianni La Cava
We do not pin down the mechanism that explains these differences across workers, though we provide some tentative evidence suggesting that optimism could be part of the story.
https://www.rba.gov.au/publications/rdp/2021/2021-08/full.html
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The Evolution of Payment Costs in Australia

11 Apr 2019 RDP PDF 1298KB
The move from signature authentication to PINs for American Express, Diners Club, MasterCard and Visa cards (eftpos has always been PIN-only). ... Signature- and PIN-based card transactions are reported by merchants to be slower than cash but
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf

Gresham's Law of Payments

23 Mar 2005 Speech
Ian Macfarlane
Speech by Ian Macfarlane to the Australasian Institute of Banking + Finance (AIBF) Industry Forum 2005, Sydney
https://www.rba.gov.au/speeches/2005/sp-gov-230305.html

Today's Monetary Policy Decision

2 Nov 2021 Speech
Philip Lowe
Speech delivered by Philip Lowe, Governor, Online
https://www.rba.gov.au/speeches/2021/sp-gov-2021-11-02.html

Card Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
During the pandemic, the payments industry also facilitated a move to contactless transactions by increasing the transaction limit below which a PIN was not required for a contactless card payment from ... While the increase in the contactless
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html
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The Shift to Electronic Payments – Some Policy Issues

28 Mar 2023 Speech
Ellis Connolly
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html

Resource Costs of Payments

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Signature- and PIN-based card transactions are reported by merchants to be slower than cash but considerably quicker than cheques. ... Concurrently, costs have been boosted by higher staff wages and investment expenditure associated with terminal
https://www.rba.gov.au/publications/rdp/2014/2014-14/resource-costs-payments.html
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