Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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The Australian Financial System
9 Oct 2020
FSR
– October 2020
Profits are also likely to be constrained by forecast weak credit growth and ongoing pressure on net interest margins. ... One factor weighing on the outlook for margins is the low interest rate environment, in particular as banks' hedges on their
https://www.rba.gov.au/publications/fsr/2020/oct/australian-financial-system.html
Economic Outlook
10 Nov 2023
SMP
– November 2023
Economic Outlook | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/economic-outlook.html
Regulatory Competition and the “Generic” Financial-Services Firm | Conference – 1991
21 Jun 1991
Conferences
Every financial-services firm (FSF) seeks to earn a return on assets large enough to create a positive net interest spread over its total funding costs. ... Net interest spread is the profit margin that exists between explicit and implicit interest paid
https://www.rba.gov.au/publications/confs/1991/kane.html
BA-MARTIN in Detail
18 Jan 2022
RDP
2022-01
Banks' net interest margins (net interest income as a share of assets) equal their average lending rates ( r. ... D. ,. t. ]. L. t. ⎵. Net interest margin. }. where. τ.
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
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FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
Income. 50.1. 4.6. 3.3. Net interest income. 29.8. –. 2.0. Net income from wealth management. ... 1.4. 7. Return on equity. (e). 25.3. 21.6. 8. Interest margin to gross income.
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
Some Comments on Bank Funding
16 Dec 2009
Speech
Speech by Ric Battellino to the 22nd Australasian Finance & Banking Conference, Sydney
https://www.rba.gov.au/speeches/2009/sp-dg-161209.html
The Global Financial Environment
8 Apr 2022
FSR
– April 2022
More recently, net interest income has also been supported by considerable lending growth for some banks. ... Graph 1.7. Notwithstanding recent profitability, low interest rates have compressed bank net interest margins (NIMs) for several years in some
https://www.rba.gov.au/publications/fsr/2022/apr/global-financial-environment.html
International Comparisons | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
Chart 2 shows net interest margins for the four major Australian banks on their domestic and overseas businesses. ... Consistent with the earlier adjustment that added bill fees into net interest margins, non-interest income can be adjusted to exclude
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/internationall-comparisons.html
Bulletin September Quarter 2023
15 Feb 2024
Bulletin
- September 2023
PDF
8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf
The Global Financial Environment
7 Oct 2022
FSR
– October 2022
The large increase in yields resulted in a significant increase in margin calls associated with the interest rate hedging activity of defined benefit pension funds. ... Banks net interest margins have been compressed for several years in some economies
https://www.rba.gov.au/publications/fsr/2022/oct/global-financial-environment.html