Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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List of tables
10 Feb 2007
SMP
– February 2007
1.05. 0.80. 0.00. (a) RBA estimates. Sources: APRA; RBA. Table 11: Interest Margins and Losses on Housing Loans. ... Basis points. 2000. 2002. 2004. 2006. Prime, full-documentation loans. Interest margin.
https://www.rba.gov.au/publications/smp/2007/feb/tables.html
Semi-Annual Statement on Monetary Policy
10 Nov 1997
Bulletin
– November 1997
the ASEAN-4 region), in some cases by a large margin (Table 3). ... There has probably been some effect of the interest of Asian investors, which is now likely to abate.
https://www.rba.gov.au/publications/bulletin/1997/nov/2.html
Consumer Credit and Household Finances
10 Jun 1999
Bulletin
– June 1999
This contrasts with experience in earlier decades when the household sector had consistently been a net recipient of interest. ... The rise in dividend receipts has partly offset the deterioration in households' net interest position.
https://www.rba.gov.au/publications/bulletin/1999/jun/2.html
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
The Australian Financial System
8 Apr 2021
FSR
– April 2021
Net interest income was broadly unchanged over 2020, while costs increased a little relative to income. ... This can squeeze net interest margins (NIMs) because as rates fall, deposits that already receive zero or very low interest rates have not been
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html
Bank Fees in Australia
10 Jun 1999
Bulletin
– June 1999
Table 6: Estimated Cost of Fees on Deposits and Loans and Reduction in Interest Margins. ... Operating income is defined as net interest income (interest received less interest paid) plus non-interest income.
https://www.rba.gov.au/publications/bulletin/1999/jun/1.html
Banking Fees in Australia
10 Apr 2003
Bulletin
– April 2003
from the reductions in banks' interest margins that have occurred over the past decade. ... Graph 6 shows the sum of the major banks' net interest income and fee income, as a percentage of bank assets.
https://www.rba.gov.au/publications/bulletin/2003/apr/1.html
The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
Banks' net interest margins (NIMs) – the difference between their interest income and interest expenses (as a share of assets) – will fall with interest rates if spreads remain constant. ... When combined with the interest rates on their
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
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Statement on Monetary Policy
10 Feb 2001
Bulletin
– February 2001
Only in two countries – Canada and Australia – did share prices show a net rise over the year. ... Net Exports. (b). 0.2. 2.4. 0.7. Gross Domestic Product. 5.0. 3.4.
https://www.rba.gov.au/publications/bulletin/2001/feb/1.html
Bulletin August 2001 – Statement on Monetary Policy
10 Aug 2001
Bulletin
Or was their timing simply delayed, with businesses temporarily absorbing cost impacts in their margins? ... Interest rates have also fallen in Hong Kong in line with US rates.
https://www.rba.gov.au/publications/bulletin/2001/aug/1.html