Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
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Financial Conditions
7 May 2024
SMP
– May 2024
Financial Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/financial-conditions.html
A Comparison of the US and Australian Housing Markets
16 May 2008
Speech
Speech by Guy Debelle to the Sub-prime Mortgage Meltdown Symposium, Adelaide
https://www.rba.gov.au/speeches/2008/sp-ag-160508.html
A Survey of Housing Equity Withdrawal and Injection in Australia
18 Aug 2006
RDP
PDF
421KB
It is worth noting that the LVRs on the purchased properties were significantly higher than the overall LVR of households undertaking these transactions (that is, these households often had other, less ... 6 These LVRs are also higher than previous
https://www.rba.gov.au/publications/rdp/2006/pdf/rdp2006-08.pdf
Read me file for Macroprudential Limits on Mortgage Products: The Australian Experience
22 Jul 2021
RDP
PDF
552KB
RDP 2021-07 supplementary information
https://www.rba.gov.au/publications/rdp/2021/2021-07/rdp-2021-07-read-me.pdf
Financial Stability in a Low Interest Rate Environment: An Australian Case Study | Conference – 2017
16 Mar 2017
Conferences
solely, or even initially, in terms of high loan-to-valuation ratio (LVR) lending, as had been the case in some other countries. ... Calls by some observers during this period for APRA to put quantitative constraints on high LVR lending therefore struck
https://www.rba.gov.au/publications/confs/2017/ellis-littrell.html
Financial System Stability – Some Current Observations
16 May 2003
Speech
Speech by John F. Laker to the University of Western Sydney Conference on 'Emerging Financial Services in Asia-Pacific', Sydney
https://www.rba.gov.au/speeches/2003/sp-ag-160503.html
Box B: Interest-only Housing Loans
10 Sep 2006
FSR
– September 2006
For interest-only loans, however, the absence of required principal repayments during the interest-only term means that, for a given loan-to-valuation ratio (LVR), any fall in the value ... Partly mitigating this risk is the fact that initial LVRs tend
https://www.rba.gov.au/publications/fsr/2006/sep/box-b.html
Recent Developments in Margin Lending in Australia
14 Dec 2009
Bulletin
PDF
148KB
Reserve Bank of Australia Bulletin December 2009
https://www.rba.gov.au/publications/bulletin/2009/dec/pdf/bu-1209-2.pdf
The Distribution of Mortgage Rates
15 Mar 2018
Bulletin
– March 2018
self-employed borrowers) or have impaired credit histories, or loans with high LVRs. ... There is also an interaction term between original LVR and whether the loan has an LVR over 80 per cent as a discontinuity in discounts is expected for loans with
https://www.rba.gov.au/publications/bulletin/2018/mar/the-distribution-of-mortgage-rates.html
Some Innovative Mortgage Data
13 Aug 2017
Speech
PDF
403KB
We refer to this here as the ‘current LVR’. This is one indicator of the riskiness of a loan.Other things equal, higher LVRs tend to be associated with a greater ... That is consistent with banks limiting the shareof loans with LVRs (at origination)
https://www.rba.gov.au/speeches/2017/pdf/sp-ag-2017-08-14.pdf