Search: EFTPOS

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RBA Glossary definition for EFTPOS

EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.

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Attachment B | Reform of Debit Card Systems in Australia: A Consultation Document – December 2005

9 Mar 2023
using the EFTPOS system by accessing a deposit account held at the participant;. ... debit card transaction’ or ‘transaction’ means a transaction in Australia using the EFTPOS system;.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-doc-dec05/attachment-b.html

Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
Review of the Regulatory Framework for the eftpos System: Consultation on Designation – March 2012 2. ... 2011 that it would undertake a review of the regulatory framework for the eftpos system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html

List of tables

20 Sep 2005 PSB Annual Report – 2005
Debit Cards. Joint Study announced. Joint Study released. EFTPOS industry working group formed. ... EFTPOS authorisation overturned by ACT. Merchants' EFTPOS designation challenge heard. EFTPOS authorisation granted.
https://www.rba.gov.au/publications/annual-reports/psb/2005/tables.html

The Shift to Electronic Payments – Some Policy Issues

28 Mar 2023 Speech
Ellis Connolly
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html

Reform of the Payments System

2 Mar 2005 Speech
Philip Lowe
Speech by Philip Lowe to Visa International Australia and New Zealand Member Forum, Werribbee
https://www.rba.gov.au/speeches/2005/sp-ag-020305.html

Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions

8 May 2024 Submissions
Graph 2. While the rates of fraud for eftpos and ATM transactions remain relatively low compared with the rates for international scheme card purchases, counterfeiting activity has not declined by the ... The industry is working to upgrade eftpos cards
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html

Reform of Card Payment Systems

26 Sep 2006 PSB Annual Report – 2006
Collectively, these arrangements distorted the relative competitive positions of the EFTPOS and scheme debit systems. ... decision that it was in the public interest to designate the EFTPOS system.
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html

Consultation on Proposed Changes to the EFTPOS Interchange Fee Standard

9 Mar 2023
issuers can earn more interchange revenue from a scheme debit transaction than for an EFTPOS transaction.’. ... Endnotes. Reform of the EFTPOS and Visa Debit Systems in Australia: Final Reforms and Regulation Impact Statement.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-proposal-sep09.html

Payment Systems (Regulation) Act 1998, Draft Access Regime for the designated EFTPOS payment system

20 Dec 2005 Media Release PDF 188KB
Reform of EFTPOS System in Australia
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-16-gazette-notice-eftpos-access-regime.pdf

Response to Draft Standard for the designated EFTPOS payments system and Draft Access Regime for the designated EFTPOS payment system

23 Feb 2006 PDF 22KB
Submissions on Reform of Debit Card Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-debit/nab-220206.pdf