Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
Search Results
The Changing Statistical Needs of Central Banks
8 Apr 2005
Speech
Speech by Glenn Stevens to the Irving Fisher Committee for Financial Statistics of the International Statistical Institute (ISI), Sydney
https://www.rba.gov.au/speeches/2005/sp-dg-080405.html
Some Evolving Questions
21 Nov 2017
Speech
PDF
203KB
Perhaps reflecting this,as well as the recent decline in the unemployment rate, aggregate indicators of household financialstress remain quite low. ... One way of guarding against this risk is for lenders to maintain strong lending standards.
https://www.rba.gov.au/speeches/2017/pdf/sp-gov-2017-11-21.pdf
How Are Households Placed for Interest Rate Increases?
19 Jul 2022
Speech
Speech delivered by Michele Bullock, Deputy Governor, ESA (QLD) Business Lunch, Brisbane
https://www.rba.gov.au/speeches/2022/sp-dg-2022-07-19.html
The Recovery from a Very Uneven Recession
15 Oct 2020
Speech
PDF
383KB
In aggregate, household income is likely to decline in the December quarter as the unemploymentrate increases and government support becomes more targeted. ... The recent Budget provided welcome further support to the economy. The various measures
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-10-15.pdf
08/08/2019 Financial Stability Through the Lens of Business | ...
7 Aug 2019
Speech
PDF
1048KB
In aggregate, profits of listed non-financial corporations have looked healthy over recent years. ... First,there is a more of a blurring in the line between lending to small business and personal credit.
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-08-08.pdf
Financial Stability Through the Lens of Business
8 Aug 2019
Speech
Speech delivered by Michele Bullock, Assistant Governor, Address to the Toowoomba Chamber of Commerce, Toowoomba
https://www.rba.gov.au/speeches/2019/sp-ag-2019-08-08.html
The Evolution of Household Sector Risks
10 Sep 2018
Speech
Speech delivered by Michele Bullock, Assistant Governor, Financial System, to the Ai Group, Albury
https://www.rba.gov.au/speeches/2018/sp-ag-2018-09-10.html
Investing in a Low Interest Rate World
21 Oct 2014
Speech
Address to the Commonwealth Bank of Australia's 7th Annual Australasian Fixed Income Conference, Sydney
https://www.rba.gov.au/speeches/2014/sp-dg-211014.html
Household Indebtedness and Mortgage Stress
20 Feb 2018
Speech
Speech delivered by Michele Bullock, Assistant Governor (Financial System), to the Responsible Lending and Borrowing Summit, Sydney
https://www.rba.gov.au/speeches/2018/sp-ag-2018-02-20.html
The Australian Economy and Monetary Policy
22 Sep 2020
Speech
Speech delivered by Guy Debelle, Deputy Governor, Australian Industry Group, Virtual Conference
https://www.rba.gov.au/speeches/2020/sp-dg-2020-09-22.html