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RBA Glossary definition for direct debit
direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).
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The Path to Innovation in Payments Infrastructure in Australia
26 Sep 2014
Speech
Speech by Tony Richards at the Chicago Payments Symposium, Chicago
https://www.rba.gov.au/speeches/2014/sp-so-260914.html
Panic, Pandemic and Payment Preferences
3 Jun 2020
Speech
Speech delivered by Michele Bullock, Assistant Governor (Financial System), Morgan Stanley Disruption Evolved Webcast, Sydney
https://www.rba.gov.au/speeches/2020/sp-ag-2020-06-03.html
Innovation and Regulation in the Australian Payments System
6 Dec 2020
Speech
PDF
181KB
1. interchange fee regulation. 2. dual-network debit cards and least-cost routing. ... Dual-network debit cards and least-cost routingThe second issue is dual-network debit cards and least-cost routing.
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-12-07.pdf
Financial Stability and the Financial Health of Australian Mortgagors
8 Dec 2023
Speech
PDF
776KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-12-08.pdf
Panic, Pandemic and Payment Preferences
5 Jun 2020
Speech
PDF
256KB
And banks also obtaineddispensation to mail out debit cards to a large number of their customers that did not already havethem. ... They may not have reliable access to the internet toundertake online banking, for example, or may not have a debit or
https://www.rba.gov.au/speeches/2020/pdf/sp-ag-2020-06-03.pdf
Evolving Bank and Systemic Risk
16 Dec 2021
Speech
PDF
364KB
are expected to remain, much smaller because of much better than expected economicconditions and direct fiscal payments to affected households and businesses.
https://www.rba.gov.au/speeches/2021/pdf/sp-so-2021-12-16.pdf
Card Payments and the Retail Sector
28 Sep 2016
Speech
Address delivered by Malcolm Edey, Assistant Governor (Financial System), to the AFR Retail Summit, Melbourne
https://www.rba.gov.au/speeches/2016/sp-ag-2016-09-28.html
The Journey of Financial Reform
24 Apr 2013
Speech
Address to the Australian Chamber of Commerce in Shanghai, Shanghai
https://www.rba.gov.au/speeches/2013/sp-dg-240413.html
Climate Risks and the Australian Financial System
14 Oct 2021
Speech
PDF
253KB
Physical risks are the direct loss from a climate event. For example, the risk that a business' assets orproperty (which are the collateral for a loan) is destroyed in a bushfire
https://www.rba.gov.au/speeches/2021/pdf/sp-dg-2021-10-14.pdf
Securitisation: Past, Present and Future
30 Nov 2022
Speech
Speech delivered by Jonathan Kearns, Head of Domestic Markets, to the Australian Securitisation Conference, Sydney
https://www.rba.gov.au/speeches/2022/sp-so-2022-11-30.html