Search: Nominal interest rate
RBA Glossary definition for Nominal interest rate
Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Some Current Issues in the Australian Economy
16 Feb 2011
Speech
PDF
108KB
Over the decade to 2005, there was a large run-up in household debt and asset prices, and a decline in saving, as households adjusted to lower nominal interest rates and ... It is likely that part of this change reflects the completion of the structural
https://www.rba.gov.au/speeches/2011/pdf/sp-ag-170211.pdf
Some Observations on Low Inflation and Household Finances
8 Oct 1997
Speech
Talk by Glenn Stevens to the Real Estate Institute of Australia Conference on ‘New Horizons for Property’, Canberra
https://www.rba.gov.au/speeches/1997/sp-ag-081097.html
Transcript of Question & Answer Session on 07 June 2023
7 Jun 2023
Speech
Transcript of Question & Answer Session , at the Morgan Stanley 5th Australia Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-gov-2023-06-07-q-and-a-transcript.html
Household Debt, Housing Prices and Resilience
4 May 2017
Speech
Speech delivered by Philip Lowe, Governor, to the Economic Society of Australia (QLD) Business Lunch, Brisbane
https://www.rba.gov.au/speeches/2017/sp-gov-2017-05-04.html
Today's Monetary Policy Decision
6 Jul 2021
Speech
Speech delivered by Philip Lowe, Governor, Online
https://www.rba.gov.au/speeches/2021/sp-gov-2021-07-06.html
Bank Funding
22 Mar 2012
Speech
Address by Guy Debelle to the Australian DCM Summit 2012, Sydney
https://www.rba.gov.au/speeches/2012/sp-ag-220312.html
10/09/2018 The Evolution of Household Sector Risks | Speeches ...
10 Sep 2018
PDF
276KB
The first is thestructural decline in the level of nominal interest rates over this period, partly reflecting a decline ininflation but also a decline in bank interest rate margins as a ... as increases in interest rates.Interest payments as a share of
https://www.rba.gov.au/speeches/2018/pdf/sp-ag-2018-09-10.pdf
Twenty-five Years of Inflation Targeting in Australia
12 Apr 2018
Speech
Speech delivered by Guy Debelle, Deputy Governor, at the RBA 2018 Conference, Sydney
https://www.rba.gov.au/speeches/2018/sp-dg-2018-04-12.html
Inflation and the Monetary Policy Framework
8 Sep 2022
Speech
PDF
775KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-gov-2022-09-08.pdf
A Matter of Diversity
29 Sep 2022
Speech
PDF
415KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-09-28.pdf