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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018

12 Apr 2018 Conferences
Anthony Brassil, Jon Cheshire and Joseph Muscatello
Large business (variable). 0.83. 0.72. 0.75. 1.24. Credit card (variable). 0.36. ... 4.1 New provisions. In this section, we model banks' net new provisions for expected loan losses (also known as their ‘charge for bad and doubtful debts’).
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html

The Australian Financial System in the 2000s: Dodging the Bullet

13 Dec 2011 Conferences PDF 1104KB
RBA Conference Volume 2011
https://www.rba.gov.au/publications/confs/2011/pdf/davis.pdf

Credit Losses at Australian Banks: 1980–2013

8 May 2015 RDP PDF 1495KB
It is often also used for lending where a high loss rate is expected and built into the interest margin (credit card lending is one example). ... Instead of using the net charge to profit and loss to fund collective provisions, it includes only
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-06.pdf

SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015

19 Mar 2015 Conferences
Gregory F Udell
RBA Annual Conference – 2015 SME Access to Intermediated Credit: What Do We Know and What Don't We Know? Gregory F Udell. Over the past several decades, there has been a growing interest in small to medium-sized enterprise (SME) finance among
https://www.rba.gov.au/publications/confs/2015/udell.html

Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia | Conference – 2015

19 Mar 2015 Conferences
Ellis Connolly, Gianni La Cava and Matthew Read
Given this, some lenders charge higher interest rates on small business loans that are secured by commercial property compared with loans secured against residential property. ... Given this, lenders are required to hold more capital against
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read.html

The Rise of Niche Consumption

19 Dec 2019 Research Workshop PDF 799KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-vavra.pdf

Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia

21 Aug 2015 Conferences PDF 509KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/connolly-lacava-read.pdf

Banking Concentration, Financial Stability and Public Policy

20 Nov 2007 Conferences PDF 191KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/davis.pdf

Panel Discussion: What is the Future for Small Business? | Conference – 2015

19 Mar 2015 Conferences
After paying $250, we had a logo and some business cards. ... goal and charges everyone's credit cards, the risk is back on the banks.
https://www.rba.gov.au/publications/confs/2015/henderson-jeffreys-carnell.html

Appendix 2: Data

1 May 1995 RDP 9504
Philip Lowe
rates reported by major banks on their credit cards with interest free periods. ... Charge to profit by banks for bad and doubtful debts. RBA, internal sources.
https://www.rba.gov.au/publications/rdp/1995/9504/appendix-2.html
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