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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Appendix C: Full Results

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
May. (a). Jun. Jul. Aug. Sep. Oct. SME borrower. 2.691. (6.060). ... Jun. Jul. Aug. Sep. Oct. Nov. Dec. SME borrower. 15.483. (6.058).
https://www.rba.gov.au/publications/rdp/2022/2022-07/appendix-c.html
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The Rise in Household Liquidity

24 Nov 2021 RDP PDF 1793KB
importance of offset accounts by separating borrowers into those that report having an offset. ... Similarly, borrowers with. Mortgage debt-to-income ratio. Gross. Net of liquid assets2.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf

Do Monetary Policy and Economic Conditions Impact Innovation? Evidence from Australian Administrative Data

15 Feb 2024 RDP 2024-01
Omer Majeed, Jonathan Hambur and Robert Breunig
This can reflect: tighter aggregate credit supply; lower asset prices which reduce borrowers' collateral value and therefore borrowing capacity, the ‘financial accelerator channel’ (Bernanke, Gertler and Gilchrist 1999); or lower liquidity
https://www.rba.gov.au/publications/rdp/2024/2024-01/full.html
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An Industry Perspective on the Future of the Australian Financial System

7 Dec 2006 Conferences PDF 15KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/cole.pdf

A Density-based Estimator of Core/Periphery Network Structures: Analysing the Australian Interbank Market

14 Feb 2018 RDP 2018-01
Anthony Brassil and Gabriela Nodari
Understanding the network of relationships between borrowers and lenders in this market, and how it changes during periods of stress, is crucial for understanding the resilience of the market.
https://www.rba.gov.au/publications/rdp/2018/2018-01.html
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SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015

19 Mar 2015 Conferences
Gregory F Udell
In other words: does relationship lending work? Does it produce benefits to the borrower? ... These proxies include relationship length, bank-borrower distance, exclusivity and cross-product information synergies.
https://www.rba.gov.au/publications/confs/2015/udell.html

Household Leveraging and Deleveraging

13 Dec 2012 Research Workshop PDF 718KB
Reserve Bank of Australia Workshop 2012
https://www.rba.gov.au/publications/workshops/research/2012/pdf/primiceri.pdf

Property Prices and Bank Risk-taking | Conference – 2012

20 Aug 2012 Conferences
Giovanni Dell'Ariccia
When house prices are on the rise, banks have little incentive to discriminate across borrowers. ... Borrowers will switch to easier-lending competitors. Investors will punish managers not delivering high returns.
https://www.rba.gov.au/publications/confs/2012/dellariccia.html

The US Current Account Deficit: A Re-Examination of the Role of Private Saving

1 Nov 2005 RDP 2005-09
Charles Engel
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2005/2005-09.html
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Rates Normalization Amid Elevated Global Financial Vulnerabilities

29 Dec 2022 Conferences PDF 1623KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-natalucci.pdf