Search: interchange fee
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interchange fees?
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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An Efficient, Competitive and Safe Payments System
14 Dec 2022
Speech
PDF
638KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-gov-2022-12-14.pdf
The Australian Economy in the 1990s
24 Nov 2006
Conferences
PDF
1117KB
RBA Conference Volume 2000
https://www.rba.gov.au/publications/confs/2000/pdf/conf-vol-2000.pdf
Competition and Regulation in the Card Payments Market
18 Mar 2010
Speech
PDF
39KB
Card Payments Market
https://www.rba.gov.au/speeches/2010/pdf/sp-ag-150310.pdf
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
This high rate of acceptance is likely to partly reflect reductions in merchant acceptance fees over. ... time, which in turn has been associated with Reserve Bank interchange and surcharging regulation.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf
Panic, Pandemic and Payment Preferences
3 Jun 2020
Speech
Speech delivered by Michele Bullock, Assistant Governor (Financial System), Morgan Stanley Disruption Evolved Webcast, Sydney
https://www.rba.gov.au/speeches/2020/sp-ag-2020-06-03.html
What's on the Cards?
10 Dec 2019
Speech
Speech delivered by Tony Richards, Head of Payments Policy Department, Australian Payments Network Summit, Sydney
https://www.rba.gov.au/speeches/2019/sp-so-2019-12-10.html
11/12/2019 What's on the Cards? | Speeches ...
11 Dec 2019
PDF
156KB
One concern was the introduction of new higher interchange fees. The highest credit interchangerate had risen to 200 basis points and high debit rates were also being introduced. ... This, plus the narrowing of the interchange fee schedules,
https://www.rba.gov.au/speeches/2019/pdf/sp-so-2019-12-10.pdf
An Efficient, Competitive and Safe Payments System
14 Dec 2022
Speech
Speech delivered by Philip Lowe, Governor, at Australian Payments Network Summit 2022, Sydney
https://www.rba.gov.au/speeches/2022/sp-gov-2022-12-14.html
Panic, Pandemic and Payment Preferences
5 Jun 2020
Speech
PDF
256KB
From the early days ofits work on interchange fees, the Bank has been concerned with the way in which competitionbetween payment systems works. ... Theymay not even need to surcharge – in some cases simply the threat of surcharging may be enough
https://www.rba.gov.au/speeches/2020/pdf/sp-ag-2020-06-03.pdf
A Journey Towards a Near Cashless Payments System
28 Nov 2018
Speech
PDF
315KB
TheRBA's reforms reduced average interchange fees in the Mastercard and Visa systems by around 45basis points. ... The Payments System Board will again examine the argumentsfor lower interchange fees when it next conducts a formal review of the card
https://www.rba.gov.au/speeches/2018/pdf/sp-gov-2018-11-26.pdf