Search: charge card
RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
Recent innovations have included:. • The transition from using the magnetic stripe on cards to using chips for the storage of card details and transmission of these details to the terminal. • ... Countries with high cash use relative to debit card
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Modelling Consumer Payment Behaviour for Australia
1 Jul 2009
RDP
2009-04
These cards are aimed at revolver consumers, who represent around 34 per cent of credit card holders. ... a credit or charge card.
https://www.rba.gov.au/publications/rdp/2009/2009-04/modelling-consumer-payment-behaviour-australia.html
See 9 more results from "RDP 2009-04"
Innovation and Regulation in the Australian Payments System
7 Dec 2020
Speech
Speech delivered by Philip Lowe, Governor, to the Australian Payments Network, Online
https://www.rba.gov.au/speeches/2020/sp-gov-2020-12-07.html
Measuring Productivity in the Australian Banking Sector
7 Dec 2006
Conferences
PDF
54KB
RBA Conference Volume 1995
https://www.rba.gov.au/publications/confs/1995/pdf/oster-antioch.pdf
Competition and Regulation in the Card Payments Market
18 Mar 2010
Speech
PDF
39KB
Card Payments Market
https://www.rba.gov.au/speeches/2010/pdf/sp-ag-150310.pdf
The Social Costs of Currency Counterfeiting
1 May 2015
RDP
PDF
881KB
Finally, the response of the stock of credit card debt is also positive which suggests that the public also increase their use of credit cards following a shock. ... We would expect the counterfeiting shock to reduce the demand for banknotes and increase
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-05.pdf
A Banker's Perspective on the Future of the Financial System | Conference – 1996
9 Jul 1996
Conferences
Other providers will be underwriting capital market fundraising activities, managing investment funds, selling investment instruments, issuing credit cards, offering insurance, and so on. ... The retail world is now one of ATMs, CATs, EFTPOS, credit,
https://www.rba.gov.au/publications/confs/1996/ferguson-w.html
Inflation and Inequality: How High Inflation is Affecting Different Australian Households
23 Nov 2023
Conferences
PDF
1469KB
RBA Annual Conference 2023
https://www.rba.gov.au/publications/confs/2023/pdf/rba-conference-2023-wood-chan-coates.pdf
Retail Payments July 2023
4 Sep 2023
Statistics
0.3. 26.9. 9.6. Total balances outstanding on credit and charge cards. ... 18.1. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0723.html
Historical Series Breaks
9 Mar 2023
Statistics
This page details breaks in data series due to the establishment of new banks and other changes in reporting arrangements
https://www.rba.gov.au/statistics/tables/hist-series-breaks.html