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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Reform of Debit Card Schemes in Australia

28 Nov 2005 Media Releases
Media release welcoming the Federal Court's decision concerning the RBA's designation of the EFTPOS system
https://www.rba.gov.au/media-releases/2005/mr-05-14.html

Gresham's Law of Payments

23 Mar 2005 Speech
Ian Macfarlane
Speech by Ian Macfarlane to the Australasian Institute of Banking + Finance (AIBF) Industry Forum 2005, Sydney
https://www.rba.gov.au/speeches/2005/sp-gov-230305.html

Payments System Reform

10 Dec 2008 Media Releases
Media release announcing the designation of the ATM system, the release of a consultation document setting out a draft Access Regime of that system and the variation of the Interchange Fee Standards for credit and debit cards
https://www.rba.gov.au/media-releases/2008/mr-08-28.html

Payments System Reform: The Australian Experience

6 May 2005 Speech
Philip Lowe and Ian Macfarlane
Remarks by Philip Lowe to the Federal Reserve Bank of Kansas City Conference on Interchange Fees in Credit and Debit Card Industries: What Role for Public Authorities-, Santa Fe
https://www.rba.gov.au/speeches/2005/sp-ag-070505.html

Innovation and Regulation in the Australian Payments System

7 Dec 2020 Speech
Philip Lowe
Speech delivered by Philip Lowe, Governor, to the Australian Payments Network, Online
https://www.rba.gov.au/speeches/2020/sp-gov-2020-12-07.html

Interchange Fees for the MasterCard and Visa Schemes

29 Sep 2006 Media Releases
Announcement of calculation of Interchange Fee Benchmarks for the MasterCard and Visa Schemes
https://www.rba.gov.au/media-releases/2006/mr-06-08.html

Reform of Card Payment Systems in Australia

9 Sep 2004 Media Releases
Announces that the RBA has designated the EFTPOS debit card payment system in Australia as a payment system under the Payment Systems (Regulation) Act 1998. Designation is the first step in the possible establishment of standards and/or an access
https://www.rba.gov.au/media-releases/2004/mr-04-08.html

Payment Systems (Regulation) Act 1998, The designated VISA Debit system - July 2005

20 Jul 2005 Media Release PDF 95KB
Reform of Visa Debit Card Scheme in Australia
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-08-gazette-notice-access-regime.pdf

Payments System Board Consultation on Card Surcharging

8 Jun 2011 Media Releases
At its meeting on 20 May, the Payments System Board decided to hold a public consultation on potential modifications to the ‘no-surcharge’ Standards that apply to the credit card and scheme debit card systems in Australia
https://www.rba.gov.au/media-releases/2011/mr-11-10.html

Joint Media Release: Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access

10 Oct 2000 Media Release
aspect of the Australian payments system – the networks for ATMs, credit cards and debit cards. ... Financial institutions agree and pay interchange fees to one another when their customers make credit and debit card transactions or use another
https://www.rba.gov.au/media-releases/2000/jmr-rba-accc.html