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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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An Efficient, Competitive and Safe Payments System

14 Dec 2022 Speech PDF 638KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-gov-2022-12-14.pdf

Some Thoughts on Current Economic Developments

11 Jul 1995 Speech
Bernie Fraser
Talk by Bernie Fraser to the Taproom Club, Melbourne
https://www.rba.gov.au/speeches/1995/sp-gov-110795.html

Leaning In: Towards Better Payment and Clearing Systems

16 May 2019 Speech
Michele Bullock
Speech delivered by Michele Bullock, Assistant Governor (Financial System), at ASIC Annual Forum, Sydney
https://www.rba.gov.au/speeches/2019/sp-ag-2019-05-16.html

Payments System Board Update: February 2024 Meeting

29 Feb 2024 Media Releases
Today’s Payments System Board meeting discussed the annual review of payment systems operating in Australia, the Advanced Encryption Standard (AES) migration, FMI regulatory reforms, payments regulatory reform, policy issues regarding mobile
https://www.rba.gov.au/media-releases/2024/mr-24-03.html

Payments System Board Update: November 2021 Meeting

19 Nov 2021 Media Releases
At its meeting today, the Payments System Board discussed the Bank's Review of Banknote Distribution Arrangements, recent government reviews and inquiries dealing with payments issues, disclosure of new reliability statistics by retail payments
https://www.rba.gov.au/media-releases/2021/mr-21-27.html

Access Regime Access Regime for the MasterCard Credit Card ...

17 Dec 2014 Media Release PDF 95KB
section 5 of the Banking Act 1959;. an “issuer” is a participant in the Scheme in Australia that issues credit cards to the. ... issuer’s customers;. “merchant” means a merchant in Australia that accepts a credit card for payment for.
https://www.rba.gov.au/media-releases/2014/pdf/mr-14-22-gazette-notice-mastercard.pdf

Payments System Board Update: February 2022 Meeting

17 Feb 2022 Media Releases
Today’s Payments System Board meeting discussed payments system regulatory reforms, systemically important payment systems, critical infrastructure reforms, banknote distribution arrangements and CBDC developments.
https://www.rba.gov.au/media-releases/2022/mr-22-03.html

Payments System Board Update: May 2019 Meeting

24 May 2019 Media Releases
Least-cost routing of debit card transactions. The Board has been supportive of dual-network debit cards because they provide convenience and choice to both consumers and merchants and can help ... The Board stressed that the benefits to competition from
https://www.rba.gov.au/media-releases/2019/mr-19-13.html

13/12/2017 Merchant Payment Costs and Least-cost Routing | Speeches ...

13 Dec 2017 PDF 291KB
merchants, as schemes increase their interchange feesto persuade issuers to issue their cards. ... They have alsonoted that the international schemes might try to preclude least-cost routing by attempting topersuade issuers to stop issuing dual-network
https://www.rba.gov.au/speeches/2017/pdf/sp-so-2017-12-13.pdf

Payment Systems (Regulation) Act 1998, The designated VISA Debit system - July 2005

20 Jul 2005 Media Release PDF 95KB
Reform of Visa Debit Card Scheme in Australia
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-08-gazette-notice-access-regime.pdf