Search: interchange fees
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Cash
8 Aug 2017
RDP
2017-04
Similarly, a reduction in interchange fees for small/contactless card payments by one of the international card schemes in late 2012 may have contributed to a greater willingness by some businesses ... ATM withdrawals that incurred a fee was 28 per cent
https://www.rba.gov.au/publications/rdp/2017/2017-04/cash.html
See 3 more results from "RDP 2017-04"
EFTPOS Benchmark Calculation
12 Dec 2009
Media Release
PDF
10KB
Reform of the EFTPOS System
https://www.rba.gov.au/media-releases/2006/pdf/mr-06-06-eftpos-benchmark-calc.pdf
Review of Card Payments Regulation: Conclusions
26 May 2016
Media Releases
The Reserve Bank has released the Conclusions to its Review of Card Payments Regulation and Final Standards relating to Surcharging and to Interchange Fees in designated card schemes.
https://www.rba.gov.au/media-releases/2016/mr-16-15.html
The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
The structure of interchange fees and customer pricing had meant that consumers were typically using credit rather than debit cards (eftpos) for transactions, even though the costs associated with the latter ... By reducing and aligning interchange fees
https://www.rba.gov.au/publications/confs/2011/davis.html
Payment Systems (Regulation) Act 1998, The designated credit card systems (Bankcard, MasterCard and VISA)
24 Nov 2005
Media Release
PDF
199KB
Reform of Credit Card Schemes in Australia: Credit Card Interchange Fees
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-13-gazette-notice-ccc-std.pdf
Reform of Debit Card Systems in Australia
20 Dec 2005
Media Releases
The Reserve Bank has gazetted a draft Access Regime for the EFTPOS system and released a Consultation Document. The proposals, together with APCA's EFTPOS Code, are designed to significantly improve access arrangements to Australia's EFTPOS system.
https://www.rba.gov.au/media-releases/2005/mr-05-16.html
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
Similar interchange fees also applied for the Visa Debit system (the only scheme debit system then in. ... which the reforms have lowered interchange fees in the respective systems, as well as narrowed the difference in fees between the systems.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
PDF
1225KB
fees. JEL Classification Numbers: D12, D14, E42 Keywords: method of payment, consumer payment choice, consumer survey, retail. ... We also provide updated information about the frequency of the payment of ATM fees.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf
Review of Retail Payments Regulation: Conclusions
22 Oct 2021
Media Releases
The Payments System Board’s Review of Retail Payments Regulation has concluded with the release of a Conclusions Paper. The Payments System Board has also announced an exemption from aspects of the Access Regime for the ATM System.
https://www.rba.gov.au/media-releases/2021/mr-21-23.html
Revocation of Interchange Standard as it applies to the Bankcard Scheme
26 Apr 2006
Media Release
PDF
49KB
Payment Systems (Regulation) Act 1998
https://www.rba.gov.au/media-releases/2006/pdf/mr-06-02-bankcard-std-revoc.pdf