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RBA Glossary definition for year-average growth

year-average growth – The rate of change between the year and the previous year, where the year is typically a calendar year or a financial year. For example 'year-average growth 2011/12' means the percentage change between the financial year 2010/11 and the financial year 2011/12. It can also be referred to as 'growth in the year'.

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Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

8 May 2024 Submissions
The strong growth in the use of digital wallets in recent years indicates that consumers increasingly value the ability to make convenient and secure payments with a smartphone or other ... However, if the recent strong growth in the use of digital
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Supplementary Submission to the Financial System Inquiry - 13 January 1997 (Published as Occasional Paper No. 15)

23 Jun 2010 Submissions PDF 116KB
Some of the main areas are set out below. The growth of finance companies. ... 29. The net effect of the growth of derivatives on financial system risk is amuch debated question.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/pdf/financial-system-inquiry-supplement-1997.pdf

Senate Economics References Committee Inquiry into Competition within the Australian Banking Sector

6 Dec 2010 Submissions PDF 261KB
Inquiry into Competition within the Australian Banking Sector
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/pdf/inquiry-competition-within-australian-banking-sector-2010.pdf

Submission to the Inquiry into the Treasury Laws Amendment (Reserve Bank Reforms) Bill 2023 | Performance and Accountability | Submissions

2 Feb 2024 Submissions
Available atSpecifically, if the expansion of the Banks balance sheet results in faster growth economic growth, it is likely to cause the value of assets held by the Bank to decline
https://www.rba.gov.au/publications/submissions/other/inquiry-into-the-treasury-laws-amendment-reserve-bank-reforms-bill-2023/index.html

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf

Trends in Bank Lending | Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector |…

1 May 2012 Submissions
Over the past year credit has grown by just over 3 per cent, which is around 2 percentage points lower than growth in nominal GDP (Graph 2). ... In housing lending markets, the major banks have been competing for most of the past year for market share
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/trends-bank-lending.html

List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions

1 Jan 1991 Submissions
5.7. Table 3: Growth in Credit by Sector. (year to June). ... 1.1. 10.6. Average. 18.2. 18.6. 20.9. 22.6. 12.8. 18.0. Table 4: Concentration Ratios in Selected Australian Industries: 1987–88.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html

Productivity Commission Inquiry on First Home Ownership

14 Nov 2003 Submissions PDF 438KB
year, on average, while in the other capitals, increases averaged below 5 per cent. ... Table 3). Table 3: Household Credit Growth Per cent. 1996 to latest (a) Year to latest.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/pdf/inquiry-productivity-commission-on-first-home.pdf

Submission to the Inquiry into Affordable Housing–February 2014 | Housing and Housing Finance | Submissions

1 Feb 2014 Submissions
Borrowers can service larger loans with the same repayment when average interest rates decline (Graph 16). ... Since then, housing price growth has cycled around a lower average and similarly housing credit growth has been slower than in previous decades
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/

Banking Industry.indd

7 Jun 2004 Submissions PDF 522KB
Table 3 shows the strong growth that occurred through the 1980s, with bank credit growing at an average rate of over 20 per cent. ... Table 3: Growth in Credit by Sector (year to June). Bank NBFI Total Housing Personal Business Total Credit Credit 1981 10
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf