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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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List of tables | Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors – August 2015 | Financial Sector |…

27 Aug 2015 Submissions
f) MasterCard PayPass transactions equal to or less than $60, excluding commercial credit cards. ... The level of the fee may also depend on the type of card being used (e.g.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/tables.html

Competition in the Australian Financial System - March 2018

21 Mar 2018 Submissions PDF 503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf

Payments System Issues | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
The payment is processed through the credit card clearing and settlement system as are cards authorised by signature in a shop. ... Arrangements might be made for unsupervised institutions issuing SVCs to provide a degree of assurance that card holders
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/payments-system-issues.html

Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Interest rates on credit cards have continued to increase relative to the cash rate in recent years. ... card issuers.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html

Submission to the Senate Select Committee on Australia as a Technology and Financial Centre - July 2021

19 Jul 2021 Submissions PDF 610KB
They have their own ‘currency’ unit and are not denominated in the currency of any sovereign issuer. ... neobanks. For example, in the early 2000s, using its regulatory powers under the Payment Systems (Regulation) Act 1998, the Bank imposed access
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-australia-as-a-technology-and-financial-centre.pdf

The Payments System | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions

1 Aug 2014 Submissions
However, the major card schemes are mature systems. In practice, with interchange fees being used to incentivise issuers to issue cards from a particular scheme and cardholders to use that card, ... However, three-party schemes – most notably American
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/payments-system.html

Abbreviations | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Issuer Credit Ratings. IMF. International Monetary Fund. IOSCO. International Organisation of Securities Commissions. ... SCCI. Specialist Credit Card Institution. SG. Superannuation Guarantee. SIFI. Systemically important financial institution.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/abbreviations.html

Personal Lending Market | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector…

10 Jul 2008 Submissions
These no-frills cards are likely to appeal most to people who do not pay off their credit card balance in full each month and so incur interest charges on a ... Over recent years, some credit card issuers have also attempted to attract business by
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/personal-lending-market.html

Submission to the Review of the Operation of the Sunsetting Provisions in the Legislation Act 2003

14 Jul 2017 Submissions PDF 493KB
The Setting of Interchange Fees in the Designated Credit Card Schemes and Net Payments to Issuers, Standard No. ... 2 of 2016: The Setting of Interchange Fees in the Designated Debit and Prepaid Card Schemes and Net Payments to Issuers and Standard No.
https://www.rba.gov.au/publications/submissions/other/pdf/review-of-the-operation-of-the-sunsetting-provisions-in-the-legislation-act-2003.pdf

RBA Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors

11 Jul 2008 Submissions PDF 147KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/pdf/inquiry-competition-in-banking-and-non-banking-sector.pdf