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RBA Glossary definition for balance of payments

balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.

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Competition in Banking | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions

1 Jan 1991 Submissions
compliance with the Code is now being monitored by the Australian Payments System Council; and. ... Both directly and through its involvement with the Australian Payments System Council, the Bank is supporting initiatives to improve standards of services
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/competition-in-banking.html

Notes on Bank Fees in Australia 17 May 2000

25 Feb 2001 Submissions PDF 34KB
00. Memo items:Number of free transactions (monthly)(d) 8 8 8Range of minimum balances required to waive account-servicing fee(e). ... This mainly reflects the increasing popularity of credit cards as a mediumfor making payments.
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/pdf/notes-on-bank-fees-in-australia.pdf

The Reserve Bank's Response | Report to the Inquiry into Competition in the Banking and Non-Banking Sectors – May 2009 | Financial Sector | …

7 May 2009 Submissions
The daily flows in and out of these accounts can be very large, though account holders are required to maintain positive ES balances at all times. ... The main client of the Bank is the Australian Government: so, for example, payment of tax to the
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-report-2009-05/reserve-bank-response.html

Personal Lending Market | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector…

10 Jul 2008 Submissions
The five largest banks currently account for just over 70 per cent of outstanding credit card balances, which is down from 84 per cent in 2002 (Table 4). ... Over recent years, some credit card issuers have also attempted to attract business by offering
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/personal-lending-market.html

The Regulatory Response to the Global Financial Crisis | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
In 2012, the Committee on Payment and Settlement Systems (CPSS) and IOSCO published the Principles for Financial Market Infrastructures (PFMIs). ... They include payment systems, central securities depositories and securities settlement systems, central
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/regulatory-response-to-the-global-financial-crisis.html

Submission to the Review into Open Banking in Australia - September 2017

2 Oct 2017 Submissions PDF 505KB
Submission to the Review into Open Banking in Australia
https://www.rba.gov.au/publications/submissions/financial-sector/review-into-open-banking-in-australia/pdf/submission-to-the-review-into-open-banking-in-australia-september-2017.pdf

Summary of Key Themes | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
Greater access to the credit and payment histories of borrowers might be beneficial to this. ... Support is also available through various ‘incubators’. In the Bank's view, these initiatives are striking an appropriate balance.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/summary-of-key-themes.html

Background Notes for Opening Remarks to Senate Select Committee on Housing Affordability in Australia, Melbourne, 24 April 2008

24 Apr 2008 Submissions PDF 149KB
Inquiry into Housing Affordability in Australia
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/pdf/housing-affordability-in-australia.pdf

Trends in Lending | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…

30 Nov 2010 Submissions
They did not have either a balance sheet or a capital base from which to fund their lending. ... Interest-only loans, especially among investors, for whom the reduced payments and potential for increased tax benefits are important.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/trends.html

International Comparisons of Bank Branches -- An Update - April 1998

15 Jun 2004 Submissions PDF 198KB
Customers can use their debit and credit cards at the post offi ce to access their bank accounts for deposits, withdrawals, account balance enquiries and payments for credit card bills; they ... Data are as at end June. Other countries: BIS (1997),
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-branches/pdf/international-comparisons-of-bank-branches.pdf