Search: Nominal interest rate
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RBA Glossary definition for Nominal interest rate
Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Supplementary Submission to the Financial System Inquiry - 13 January 1997 (Published as Occasional Paper No. 15)
23 Jun 2010
Submissions
PDF
116KB
can bemaintained, the size of asset price booms and busts could be reduced, along withthe variability of financial prices such as interest rates and exchange rates. ... For example, technology supplies the tools by whichmanagers aggregate interest rate
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/pdf/financial-system-inquiry-supplement-1997.pdf
Submission to the Inquiry into Affordable Housing - February 2014
17 Mar 2014
Submissions
PDF
1303KB
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/pdf/inquiry-affordable-housing.pdf
Banking Industry.indd
7 Jun 2004
Submissions
PDF
522KB
b) Interest rate volatility. 25. Interest rates have fl uctuated within wide limits (cash rates, for example, have ranged between 10 and 18 per cent since 1983) but in terms of ... Interest rates had to be kept at high levels for a considerable time.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf
Trends in Bank Lending | Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector |…
1 May 2012
Submissions
This mainly reflected the increased capacity of borrowers, especially households, to service debt as nominal interest rates fell in line with the decline in inflation since the early 1990s. ... Over the past year credit has grown by just over 3 per cent,
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/trends-bank-lending.html
The Next Ten Years | Supplementary Submission to the Financial System Inquiry – 13 January 1997 | Financial Sector | Submissions
13 Jan 1997
Submissions
The recent reduction in the interest rate margin on bank mortgages suggests that there may be some similarities between these two financial innovations. ... financial prices such as interest rates and exchange rates.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/next-ten-years.html
Executive Summary | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and Housing Finance …
1 Nov 2003
Submissions
This structural reduction in nominal interest rates has been principally a result of the transition to low inflation. ... Mortgage interest rates have been relatively stable at a low rate now for the past half-dozen years.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/executive-summary.html
The Australian Housing Market: Prices, Ownership and Affordability | Submission to the Productivity Commission Inquiry on First Home…
1 Nov 2003
Submissions
Measures of affordability of home ownership have declined since the mid 1990s, with house price increases more than offsetting the impact of lower interest rates on affordability. ... This ratio is still about a percentage point below the peak reached at
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/prices-ownership-affordability.html
Note on Bank Fees on Small Businesses
22 Sep 2003
Submissions
PDF
379KB
rate available to households.3 Interest rates on various types of loans to small business are shown in Graph 2. ... 3 See Recent Developments in Bank Interest Rates, Reserve Bank Bulletin, April 1999.
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/pdf/notes-on-bank-fees-on-small-businesses.pdf
Submissions
8 May 2024
Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/
Handout and Supplementary Information Prepared for Standing Committee on Economics – September 2016 | Bank Fees and Margins | Submissions
22 Sep 2016
Submissions
Handout and Supplementary Information Prepared for Standing Committee on Economics – September 2016
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/