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65 Martin Place Sydney NSW 2000 GPO Box 3947 ...

23 Apr 2020 Submissions PDF 580KB
The Bank is a strong supporter of the Consumer Data Right (CDR) in the banking sector, where it is known as Open Banking. ... It is also important that consumers have good visibility over all authorisations in place and the ability to easily cancel any
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf

Superannuation | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
It is possible, therefore, that as the population ages, superannuation funds will look to allocate towards fixed income. ... It may also result from a shift in asset allocation by superannuation funds.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/superannuation.html

Submission to the Financial System Inquiry March 2014

10 Nov 2017 Submissions PDF 3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf

Appendix 1: OECD and Salomon Brothers Data | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions

1 Aug 1994 Submissions
It should be noted also that data initially published for Australia by the OECD contained figures for net interest income and charges to profit for bad debts which were incorrect. ... The item used as the denominator is ‘capital and reserves’. This
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-1.html

Appendix 2: Compilation Methods | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions

1 Aug 1994 Submissions
It notes where the data include operations in addition to the domestic bank. ... It also compares the Bank's measures of net interest income with those derived from OECD and Salomon Brothers data and explains relevant differences.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-2.html

Submission to the Inquiry into the Treasury Laws Amendment (Reserve Bank Reforms) Bill 2023

6 Feb 2024 Submissions PDF 223KB
It will help mitigate the risk of unrealistic public expectations of what monetary policy can achieve. ... It is also inconsistent with contemporary standards of corporate governance of complex entities, including other central banks.
https://www.rba.gov.au/publications/submissions/other/inquiry-into-the-treasury-laws-amendment-reserve-bank-reforms-bill-2023/pdf/inquiry-into-the-treasury-laws-amendment-reserve-bank-reforms-bill-2023.pdf

Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
In particular, it largely draws on a view of the financial system gained by the Bank through its monitoring of financial intermediation and the promotion of financial stability. ... The Bank has therefore taken regulatory action over the past 15 years to
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html

Use of the Guarantee Arrangements | Joint Submission from the RBA and APRA to the Inquiry into Bank Funding Guarantees – July 2009 |…

1 Jul 2009 Submissions
Liaison with ADIs suggests that most depositors with over $1 million are not seeking the guarantee when they have to pay for it. ... Firstly, it reflects pre-existing funding patterns, with the larger and more highly rated institutions historically
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/use-of-guarantee.html

Foreword | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Chapter 1 provides an introductory discussion of the core functions of the sector and the characteristics that set it apart from other sectors of the economy. ... Systemic risk is also explored in some detail, given the renewed focus on it as a result of
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/foreword.html

Proposed Merger Between Armaguard and Prosegur

9 May 2023 Submissions PDF 107KB
As outlined in its Previous Submissions, it is the Reserve Bank’s assessment that some form of change is required to reduce the excess capacity that currently exists in the banknote ... distribution system to ensure it is both viable and able to
https://www.rba.gov.au/publications/submissions/payments-system/pdf/proposed-merger-armaguard-and-prosegur-submission-may-2023.pdf