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RBA Glossary definition for HAC Rule

HAC Rule – Honour All Cards Rule

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Submission to the Inquiry into Home Ownership - June 2015

15 Jul 2015 Submissions PDF 4844KB
Submission to the Inquiry into Home Ownership
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/pdf/inquiry-into-home-ownership.pdf

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf

Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
The reforms also involved changes to certain restrictive rules in card networks to provide merchants with the freedom to choose which cards they would accept and to apply surcharges on card
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html

The Regulatory Response to the Global Financial Crisis | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
measures to assess and align the incentives associated with securitisation, including enhanced disclosure requirements and risk retention rules. ... The Volcker Rule is the narrowest in scope: it prohibits prudentially regulated institutions from
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/regulatory-response-to-the-global-financial-crisis.html

Submission to the Inquiry into the Public Governance and Resources Legislation Amendment Bill (No. 1) 2015 (the Bill)

13 Mar 2015 Submissions PDF 70KB
https://www.rba.gov.au/publications/submissions/other/pdf/inquiry-public-governance-and-resources-legislation-amendment-bill.pdf

Funding Bank Supervision | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
As a general rule, central banks do not charge for supervising banks.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/funding-bank-supervision.html

Background Notes for Opening Remarks to Senate Select Committee on Housing Affordability in Australia, Melbourne, 24 April 2008

24 Apr 2008 Submissions PDF 149KB
Inquiry into Housing Affordability in Australia
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/pdf/housing-affordability-in-australia.pdf

Inquiry into home loan lending practices and processes

30 Aug 2007 Submissions PDF 114KB
Papers submitted to House of Representatives Standing Committee on Economics, Finance and Public Administration's Inquiry into home loan lending practices and processes
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-home-loan-lending-practices-and-processes/pdf/inquiry-home-loan-lending-practices-and-processes.pdf

Submission to the Inquiry into the Corporations and Financial Sector Legislation Amendment Bill 2013 | Financial Sector | Submissions

1 Apr 2013 Submissions
The importance of providing for portability is increasingly recognised internationally. Under the CPSS-IOSCO Principles for Financial Market Infrastructures, ‘a CCP should have rules and procedures that enable the segregation and
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-corporations-and-financial-sector-legislation-amendment-bill-2013.html

Assessment of Prudential Supervision Arrangements | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…

6 Sep 1996 Submissions
These are likely to be both more effective and less intrusive than prescriptive, rule-based supervisory methods. ... These institutions are discussed further in Chapter 5.). Banks (and other deposit-takers) and life insurance companies are both subject
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/assessment-prudential-supervision-arrangements.html